Banking For Alumni
It pays to be an alum! Through our partnership with your school's Alumni Association, you can join and take advantage of everything a PSECU membership has to offer.
New Member Offer Details
Open a new member account with PSECU and you can earn $300* in bonus cash when you meet promo requirements. Plus, experience the credit union difference as a PSECU member.
- Open a PSECU savings and checking account with debit card using promo code: 300PROMO
- Sign up and log into digital banking (online or mobile).
- Set up and receive two (2) qualifying payroll direct deposits each of $500 or more.
Please note: Promo requirements must be completed within 100 days of establishing membership. Once promo requirements are met, your bonus will be paid within 145 days of establishing membership.
Open a new member account and start earning your bonus cash.
Who We Are?
Our founders started PSECU in 1934 with a simple idea. By pooling their money and working together, they could provide better lives for their families. More than 85 years later, that idea is still at our core.
Although we’ve grown to more than half a million members, we continue to uphold our founders’ legacy. Then and now, we want to help you achieve more, whether that means saving more money, paying down debt, or achieving your financial goals.
Earn cash rewards while using your PSECU debit card. For eligible debit card purchases of $10 or over, you'll earn either $0.05 or $0.10, based on qualifying factors1.
Tap for a faster way to pay. Contactless PSECU debit cards make payments simple and secure.
When you bank with us, you'll always know where you stand. Our free credit score service2 is the easy way to monitor your credit health. After you enroll, you'll receive regular updates to your score, as well as tips to help you improve it.
Enjoy access to nearly 85,000+ surcharge-free ATMs worldwide. When using out-of-network ATMs, we offer rebates on ATM fees for withdrawals up to $20 a month for members with direct deposit, and up to $8 a month for members without direct deposit.
We offer a free personal checking account. No minimum balance or monthly fees plus free checks and debit card.
Achieve More with PSECU
More gimmes + less gotchas = modern digital banking. Become a member today, and let your money live in the 21st century.
*$300 New Member Bonus Terms and Conditions
From 1.1.25 to 12.31.25, PSECU is running a new member incentive bonus. To receive $300, new members must sign up with promotional code 300PROMO and satisfy each of the requirements listed below. After the first 100 days from establishing membership, your status to receive the bonus will be assessed and processed, which can take up to 45 days. This means, if all requirements are met, you can expect your bonus to be deposited into your Regular savings share within 145 days from establishing membership. Promotion open to U.S. Residents who are 18 years of age or older at the time membership is established. Limit one (1) new member $300 New Member Bonus per tax identification number used to open a new PSECU account. Joint owners listed on accounts are not eligible to be rewarded for this bonus unless they open their own account. You will not be eligible for the $300 New Member Bonus if you are a current PSECU member, have closed an account within the past 12 months, or have received any new member incentive bonus within the past 12 months. Members who open accounts and/or loans by fraudulent, suspicious, or illegal means, including but not limited to providing PSECU with fraudulent or fabricated information, are not eligible to participate in this bonus offer. PSECU may adjust the deposited bonus or remove the deposited bonus at any time if PSECU suspects accounts and/or loans were opened by fraudulent, suspicious, or illegal means, including but not limited to providing PSECU with fraudulent or fabricated information. $5 is required to open and maintain a Regular savings share account. This $5 share deposit is also required to be eligible to receive the bonus, and the member must be in good standing as defined by PSECU's Bylaws Article II, Section 1. A $5 minimum share purchase will be made on behalf of the new member by PSECU. If the member account is closed within the first year of membership, the initial $5 share will be retained by PSECU. The Annual Percentage Yield on PSECU's Regular savings share account is 0.25%. This variable rate is current as of 12.1.2024 and may change. Withdrawals and fees may reduce earnings on the account. The recipient of the bonus ($300) is solely responsible for payment of applicable taxes on that amount. If you have any questions, please seek the advice of a qualified tax professional. The decisions to award a portion or total bonus is solely within PSECU’s discretion, and all decisions made by PSECU shall be final. PSECU may terminate or change the terms and conditions of this promotion without notice. Subject to all applicable federal, state, and local laws and regulations.
$300 New Member Bonus (must be completed within 100 days of establishing membership) Within 100 days of establishing membership, you must sign up with promotional code 300PROMO, be approved for at least one savings and one checking account with debit card, sign up and log in to digital banking (online or mobile), and set up and receive 2 Qualifying Payroll Direct Deposit(s) each of $500 or more into either the new savings or checking accounts. PSECU is not responsible for delays caused by force majeure, act of God, or third parties in the processing of direct deposits.
Qualifying Payroll Direct Deposits are defined as paychecks, Social Security payments, and pension payment. The following are not Qualifying Direct Deposits: person to person transfers (P2P), demand deposit account to demand deposit account transfers (for example, from a checking account to another checking account), and deposits or ACH transfers not from an employer or the government (for example, online transfers or bank transfers).
1You can earn $0.10 cash rewards on eligible purchases of $10 or over with a PSECU checking account and one or more qualifying monthly direct deposit(s) totaling at least $500. You can earn $0.05 cash rewards on eligible purchases of $10 or over for accounts with a PSECU checking account. Certain restrictions may apply. See the Visa® Debit Card Rewards Program Terms and Conditions for full details.
2PSECU is not a credit reporting agency. Members must have PSECU checking or a PSECU loan to be eligible for this service. Joint owners are not eligible.