Auto Loans For Every Terrain
Already a Member?
Payments that Meet You Where You Are
Maybe you’ve got your eyes on a new car and have the funds ready for a down payment. Or maybe you were just barely coasting along and adding a car payment to your budget is a major bump in the road. Even still, you may have a car you love, but a loan you hate.
Whatever your situation, we’ve got loan options to help. Our term options (up to 120 months) meet you where you are and give you the power to choose a monthly payment that’s best for you on a new, used, or refinanced car.
To find the payment that works for you, click here.
Cruise Through the Auto Buying Process
In addition to our flexible term options, our new, used, and refinanced auto loans allow you to be:
- Cool. Go to the dealership knowing you’ve already locked in a competitive rate.
- Calm. Our quick lending decisions can quiet your financing concerns, whether you’re buying a new (or new-to-you) car, buying out a lease, or looking for a better loan on your existing one.
- Confident. Feel good knowing you’re doing business with one of PA’s top auto lenders**.
Don’t Miss This Offer
Not ready to commit, but don't want to miss out on this $300 cash bonus? Share your email with us and we'll send you information on our loan process and your next steps to apply for an auto loan.
Current Rates
Valid as of EDT
| Term | Rates As Low As* | Monthly Payment | Value (Minimum) | Loan Amount (Minimum) |
|---|---|---|---|---|
| 1 - 36 Months | 5.99% | $30.42 per $1,000.00 | $3,000.00 | $1,000.00 |
| 37 - 48 Months | 6.49% | $23.72 per $1,000.00 | $6,000.00 | $1,000.00 |
| 49 - 60 Months | 6.49% | $19.57 per $1,000.00 | $8,000.00 | $1,000.00 |
| 61 - 72 Months | 6.49% | $16.81 per $1,000.00 | $12,000.00 | $1,000.00 |
| 73 - 84 Months | 6.99% | $15.10 per $1,000.00 | $20,000.00 | $1,000.00 |
| 85 - 120 Months | 9.49% | $12.94 per $1,000.00 | $40,000.00 | $40,000.00 |
*Rates “as low as” 5.99% APR assumes excellent creditworthiness; your rate may differ from the rate(s) shown here. Rate and loan amount subject to credit approval. Minimum APR is 5.99%. Maximum APR is 14.99%. If you change your payment method to coupon at any time, your interest rate will increase by .25% Annual Percentage Rate (APR). PSECU will finance up to 130% of the retail value of the vehicle for excellent creditworthiness. PSECU will finance up to 100% of the retail value of the vehicle for refinance of an existing PSECU vehicle loan. Value of the vehicle to be determined prior to final loan amount. The Manufacturer's Suggested Retail Price determines new vehicle values; Kelley Blue Book® or other authorized guides determine used vehicle values. Minimum value is $3,000. PSECU makes all final decisions regarding vehicle value. Monthly payment example: 36 monthly payments of $30.42 per $1,000 borrowed at the 5.99% APR or 72 monthly payments of $16.81 per $1,000 borrowed at the 6.49% APR. Monthly payment examples are representative of the maximum term for the corresponding rate per $1,000 borrowed. Your payment may be different from the examples shown. Rates, terms, and information are subject to change at any time. Kelley Blue Book® is a registered trademark of the Kelley Blue Book Co., Inc.
Next Stop: $300 Cash Bonus
To help you get a jump on your payments, for a limited time, you’ll get a $300 cash bonus when you meet promo requirements.