Debit Card + Cash Rewards

Whether you’re shopping online or in-store, using your debit card can help ensure that you’re not spending more money than you have. Plus, it can be used at most places that accept credit cards.

Rewards You Deserve

You deserve to be rewarded for the money you spend. That’s why using your debit card is a no-brainer. Pay with your debit card and you can earn $.05 or $.10 on eligible purchases*.

Using your debit card pays and can help you achieve more, every day.

Contactless Debit Card

Transactions are quick and easy when you use a contactless debit card to pay for purchases - simply tap your card and go. Tap-to-pay technology is more secure and reliable than other forms of payment and is designed to prevent unauthorized access to your card information.

Learn about our digital banking experience »

Surcharge-Free ATMs

No matter where you roam, you’re likely close to one of 70,000+ surcharge-free ATMs nationwide. Can’t find an in-network ATM near you? No worries. If you use your debit card at an out-of-network ATM and get charged, we’ll refund fees on withdrawals up to $20 per month with direct deposit and up to $8 per month without.

Find an ATM near you »

Ready to Get Started?

Applying for a PSECU account is easy. In just a few steps, you’ll be on your way to banking better and taking advantage of members-only perks!

While opening your account, you can add a debit card for a convenient anytime, anywhere payment option.

Open an Account

Already a member, but don’t have a debit card? Adding a debit card is simple:

  • In digital banking, select Add a Product from the main menu.
  • Next, choose Checking Services.
  • Select Visa® Debit Card and click Next.
  • Follow the prompts to add a 4-digit PIN and additional cards and confirm your request.
Add a Debit Card

Debit Card Alerts

Stay in the know. Debit card alerts provide you with up-to-date notifications about your card’s activity. Some key alerts include being notified when:

  • An additional debit card is added to your account
  • Your spending limit is increased or reset
  • Your debit card is locked or unlocked
  • Your debit card is near expiration
  • A purchase is made with your debit card
  • An ATM transaction occurs with your debit card
  • Travel plans are added to your debit card
Manage Your Card Alerts


When you use your debit card, a PIN is needed for access to ATMs and point-of-sale purchases. This PIN is selected by you and, for security purposes, is not kept on record by PSECU. If you’ve exceeded your PIN tries (three consecutive incorrect attempts), please contact Card Services at 800.237.7328 to have the PIN tries reset. If you cannot remember the PIN, Card Services can send a request for a new PIN to be sent to you.

If a debit card needs to be replaced, call Card Services at 800.237.7328. For lost or stolen cards, call us nationwide at 855.893.4964 or internationally at 717.409.3757. International calls are not toll-free and regular charges may apply.

Rewards are posted monthly to the member’s Regular share on the first of each month.

Yes, but the maximum number of cards issued per account is two. There is no charge for the initial cards or replacement cards. Debit cards must be embossed in the name of the member or joint owner.

Your contactless card contains an embedded antenna that securely transmits information to the payment reader. When you pay, tap your card within 1-2 inches of the contactless symbol on the payment reader. A checkmark, green light, or audible beep will indicate that your transaction is complete.

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Digital-First Means Convenient Banking Without a Branch

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*You can earn $0.10 cash rewards on eligible purchases of $10 or over with a PSECU checking account and one or more qualifying monthly direct deposit(s) totaling at least $500. You can earn $0.05 cash rewards on eligible purchases of $10 or over for accounts with a PSECU checking account. Certain restrictions may apply. See the Visa® Debit Card Rewards Program Terms and Conditions for full details.