PSECU Offers and Perks You Deserve

Get the Perks You Deserve as a PSECU Member!

house

Get Into Your Dream Home

Our expanded mortgage offerings provide fixed- and adjustable-rate loan options with competitive rates and terms from 10 to 30 years. In addition, we provide quick prequalification and low closing fees. First-Time Homebuyer, jumbo and construction loans are also available.

car

Vroom, Vroom, Vroom

With competitive auto loan rates for new and used vehicles, we make it easy to get the ride you want. You’ll love our flexible loan terms and fast loan approval.

camper

Adventure Awaits

The right loan can put your dream RV within reach. Our RV financing can cover up to 100% of the retail value of RVs worth at least $3,000, including motorhomes, travel trailers, camping trailers, and camper vans.

Explore Our Rates »

debit-card

Our Cardholders Achieve More

Our Classic Card benefits include no annual fee, low balance transfer and purchase APRs, no PSECU balance transfer or cash advance fees, and surcharge-free access to cash at 70,000+ ATMs nationwide.

loyalty-card-star

Great Perks. Great Rewards.

Our Founder's Rewards Card gives you access to 2%* or 1.5% cash rewards on every purchase, every time**, no expiration date for your cash rewards, no annual fee, and no PSECU balance transfer fee.

Get the Rewards You Deserve »

*You can earn 1.5% cash rewards on purchases. You can earn 2% cash rewards on purchases if you maintain a PSECU checking account and qualifying monthly direct deposit(s) of at least $500. See the Visa® Founder's Card and Visa® Alumni Rewards Card Rewards Program Terms and Conditions for full details.

**Some exclusions may apply. See the Visa® Founder's Card and Visa® Alumni Rewards Card Rewards Program Terms and Conditions for full details.

house-circle-arrows

Put the Value of Your Home to Work

Achieve more financial flexibility. Our HELOC Plus puts you in control, providing you with the money you need now or whenever you need it.

Get the Details »

house

Get into Your Dream Home

Helping you get into your dream home is one of the ways we're here to be your trusted financial partner. With a First-Time Homebuyer program, fixed- and adjustable-rate conventional mortgages, as well as construction and jumbo mortgages, let us welcome you to competitive rates, personal service, and peace of mind. Need to refinance? You'll get the same competitive rates!

Make Your Dream a Reality »

house-dollar-sign

Leverage Your Home's Value

Use your home’s equity to get a lump sum of cash for home improvements, debt consolidation, college education, and more. With a real estate equity loan from PSECU, you can enjoy fixed rates, no application fees, an easy application process, and potential tax benefits*.

*PSECU representatives cannot give tax advice. Please consult a qualified tax advisor to determine if interest may be tax deductible.

person-dollar-sign

Members Achieve More

Our personal loan options are a fast, convenient, and affordable way to borrow money and can meet many financial needs.

Get the Details »

certificate-dollar-sign

Put Your Money to Work with a Certificate

Save your way, starting with as little as $500. A variety of terms give you the flexibility you want in a longer-term savings product. Open one today!

Choose Your Certificate »

no-fees

Fewer Fees, More Rewards

We offer free checking for any stage of life, ATM rebates*, debit card rewards, all with no overdraft or monthly service fees. Plus, you get convenient 24/7 access to your money using online and mobile banking.

Open an Account »

*If you use a PSECU debit card at an out-of-network ATM and get charged, we’ll rebate fees on withdrawals up to $20 per month with direct deposit and up to $8 per month without.

debit-card

Earn With Every Swipe

Our contactless debit card works for you! Pay with your PSECU debit card and you can earn $.05 or $.10 on eligible purchases*. Plus get access to over 70,000+ surcharge-free ATMs and receive ATM rebates**, if you use an out-of-network ATM for a debit card withdrawal.

Add a Debit Card »

*You can earn $0.10 cash rewards on eligible purchases of $10 or over with a PSECU checking account and one or more qualifying monthly direct deposits totaling at least $500. You can earn $0.05 cash rewards on eligible purchases of $10 or over for accounts with a PSECU checking account. Certain restrictions may apply. See the Visa® Founder's Card and Visa® Alumni Rewards Card Rewards Program Terms and Conditions for full details.

**If you use a PSECU debit card at an out-of-network ATM and get charged, we’ll rebate fees on withdrawals up to $20 per month with direct deposit and up to $8 per month without.

dollar-bill-box-dollar-sign

Direct Deposit: Free Service That Gives You More

Set up with your employer or other depositing entity like Social Security. All you need is your checking account number and our routing number - 231381116. Qualifying direct deposits increases ATM rebates* and earns you higher debit card rewards**!

*If you use a PSECU debit card at an out-of-network ATM and get charged, we’ll rebate fees on withdrawals up to $20 per month with direct deposit and up to $8 per month without.

**You can earn $0.10 cash rewards on eligible purchases of $10 or over with a PSECU checking account and one or more qualifying monthly direct deposit(s) totaling at least $500. You can earn $0.05 cash rewards on eligible purchases of $10 or over for accounts with a PSECU checking account. Certain restrictions may apply. See the Visa® Founder's Card and Visa® Alumni Rewards Card Rewards Program Terms and Conditions for full details.

rocking-chair-dollar-sign

More Choices, Greater Savings

So Traditional and Roth IRAs offer different benefits, and at PSECU, the choice is yours! Both retirement accounts are federally insured by the National Credit Union Administration (NCUA) for up to $250,000 each.

Open an Account »

bag-money

Boost Your Savings with a Money Market

Open with any amount and on balances of $500 or more, earn greater dividends (interest) than with a Regular savings share. A great choice if you want to boost your savings while keeping your money liquid.

Open an Account »

piggy-bank

Start Your Child's Savings Journey

Kids can save while learning important money management skills when they have their own accounts. They can earn 2% APY* on balances of up to $500, if they're under the age of 18.

Open an Account »

*APY denotes Annual Percentage Yield. To be eligible for the Youth Savings rate, the primary account owner must be under the age of 18. All eligible Youth Savings Share accounts earn 2.00% APY for balances of $.01 to $500.00. For balances of $500.01 and over, the Regular Savings Share APY will apply. Rates and information are subject to change at any time. Fees could reduce earnings on the account(s). The disclosed dividend rates are variable and may change after the member opens the account(s). Find our current dividend rates at psecu.com/rates. PSECU requires a $5 minimum balance to open and maintain a Regular share account. This $5 share account deposit is also required to be eligible to receive the Youth Savings rate, and the member must be in good standing as defined by PSECU's Bylaws, Article II, Section I. PSECU will make a $5 minimum share purchase on behalf of the member.

car-shield

Total Protection All in Place

Coverage from a single source smooths out the road if you need repairs.

Get Your Quote »

hand-hold-phone-dollar-sign

Anytime, Anywhere Banking

Harness the power of digital banking done better - mobile deposit, 24/7 access to transfer money, pay bills, and more!

Add Mobile Banking »

laptop-dollar-bill

Banking at Your Fingertips

Use your desktop or tablet to manage your money like a boss. Transfer money, pay bills, lock and unlock your card, set up account alerts... and we're just getting started!

Add Online Banking »

chart-graph

Invest in Your Future

Don’t leave your future to chance. Access to financial planning services is another great PSECU membership perk.

hand-shield-checkmark

Protect What’s Important to You

With this great membership benefit, you have access to a wide range of competitively priced insurance products from home and auto to pets and boats and everything in between!

no-paper

Go Paperless, Reduce Clutter

Enroll to receive your account statements electronically and you'll help the environment while shrinking paper piles around your home.

Enroll in e-Statements »

bill-checkmark

Simplify Bill Paying

Forget writing checks and mailing payments - use our free bill payer service instead! Choose who to pay and when, and we’ll take care of the rest.

Get $250 when you Buy or Refi

Get $250 when you Buy or Refi

Looking to buy a new car or lower your monthly payments? We've got options that will help + earn a $250 cash bonus¹ when you meet promo requirements.

house

Get Into Your Dream Home

Our expanded mortgage offerings provide fixed- and adjustable-rate loan options with competitive rates and terms from 10 to 30 years. In addition, we provide quick prequalification and low closing fees. First-Time Homebuyer, jumbo and construction loans are also available.

car

Vroom, Vroom, Vroom

With competitive auto loan rates for new and used vehicles, we make it easy to get the ride you want. You’ll love our flexible loan terms and fast loan approval.

camper

Adventure Awaits

The right loan can put your dream RV within reach. Our RV financing can cover up to 100% of the retail value of RVs worth at least $3,000, including motorhomes, travel trailers, camping trailers, and camper vans.

Explore Our Rates »

debit-card

Our Cardholders Achieve More

Our Classic Card benefits include no annual fee, low balance transfer and purchase APRs, no PSECU balance transfer or cash advance fees, and surcharge-free access to cash at 70,000+ ATMs nationwide.

loyalty-card-star

Great Perks. Great Rewards.

Our Founder's Rewards Card gives you access to 2%* or 1.5% cash rewards on every purchase, every time**, no expiration date for your cash rewards, no annual fee, and no PSECU balance transfer fee.

Get the Rewards You Deserve »

*You can earn 1.5% cash rewards on purchases. You can earn 2% cash rewards on purchases if you maintain a PSECU checking account and qualifying monthly direct deposit(s) of at least $500. See the Visa® Founder's Card and Visa® Alumni Rewards Card Rewards Program Terms and Conditions for full details.

**Some exclusions may apply. See the Visa® Founder's Card and Visa® Alumni Rewards Card Rewards Program Terms and Conditions for full details.

house-circle-arrows

Put the Value of Your Home to Work

Achieve more financial flexibility. Our HELOC Plus puts you in control, providing you with the money you need now or whenever you need it.

Get the Details »

house

Get into Your Dream Home

Helping you get into your dream home is one of the ways we're here to be your trusted financial partner. With a First-Time Homebuyer program, fixed- and adjustable-rate conventional mortgages, as well as construction and jumbo mortgages, let us welcome you to competitive rates, personal service, and peace of mind. Need to refinance? You'll get the same competitive rates!

Make Your Dream a Reality »

house-dollar-sign

Leverage Your Home's Value

Use your home’s equity to get a lump sum of cash for home improvements, debt consolidation, college education, and more. With a real estate equity loan from PSECU, you can enjoy fixed rates, no application fees, an easy application process, and potential tax benefits*.

*PSECU representatives cannot give tax advice. Please consult a qualified tax advisor to determine if interest may be tax deductible.

person-dollar-sign

Members Achieve More

Our personal loan options are a fast, convenient, and affordable way to borrow money and can meet many financial needs.

Get the Details »

certificate-dollar-sign

Put Your Money to Work with a Certificate

Save your way, starting with as little as $500. A variety of terms give you the flexibility you want in a longer-term savings product. Open one today!

Choose Your Certificate »

no-fees

Fewer Fees, More Rewards

We offer free checking for any stage of life, ATM rebates*, debit card rewards, all with no overdraft or monthly service fees. Plus, you get convenient 24/7 access to your money using online and mobile banking.

Open an Account »

*If you use a PSECU debit card at an out-of-network ATM and get charged, we’ll rebate fees on withdrawals up to $20 per month with direct deposit and up to $8 per month without.

debit-card

Earn With Every Swipe

Our contactless debit card works for you! Pay with your PSECU debit card and you can earn $.05 or $.10 on eligible purchases*. Plus get access to over 70,000+ surcharge-free ATMs and receive ATM rebates**, if you use an out-of-network ATM for a debit card withdrawal.

Add a Debit Card »

*You can earn $0.10 cash rewards on eligible purchases of $10 or over with a PSECU checking account and one or more qualifying monthly direct deposits totaling at least $500. You can earn $0.05 cash rewards on eligible purchases of $10 or over for accounts with a PSECU checking account. Certain restrictions may apply. See the Visa® Founder's Card and Visa® Alumni Rewards Card Rewards Program Terms and Conditions for full details.

**If you use a PSECU debit card at an out-of-network ATM and get charged, we’ll rebate fees on withdrawals up to $20 per month with direct deposit and up to $8 per month without.

dollar-bill-box-dollar-sign

Direct Deposit: Free Service That Gives You More

Set up with your employer or other depositing entity like Social Security. All you need is your checking account number and our routing number - 231381116. Qualifying direct deposits increases ATM rebates* and earns you higher debit card rewards**!

*If you use a PSECU debit card at an out-of-network ATM and get charged, we’ll rebate fees on withdrawals up to $20 per month with direct deposit and up to $8 per month without.

**You can earn $0.10 cash rewards on eligible purchases of $10 or over with a PSECU checking account and one or more qualifying monthly direct deposit(s) totaling at least $500. You can earn $0.05 cash rewards on eligible purchases of $10 or over for accounts with a PSECU checking account. Certain restrictions may apply. See the Visa® Founder's Card and Visa® Alumni Rewards Card Rewards Program Terms and Conditions for full details.

rocking-chair-dollar-sign

More Choices, Greater Savings

So Traditional and Roth IRAs offer different benefits, and at PSECU, the choice is yours! Both retirement accounts are federally insured by the National Credit Union Administration (NCUA) for up to $250,000 each.

Open an Account »

bag-money

Boost Your Savings with a Money Market

Open with any amount and on balances of $500 or more, earn greater dividends (interest) than with a Regular savings share. A great choice if you want to boost your savings while keeping your money liquid.

Open an Account »

piggy-bank

Start Your Child's Savings Journey

Kids can save while learning important money management skills when they have their own accounts. They can earn 2% APY* on balances of up to $500, if they're under the age of 18.

Open an Account »

*APY denotes Annual Percentage Yield. To be eligible for the Youth Savings rate, the primary account owner must be under the age of 18. All eligible Youth Savings Share accounts earn 2.00% APY for balances of $.01 to $500.00. For balances of $500.01 and over, the Regular Savings Share APY will apply. Rates and information are subject to change at any time. Fees could reduce earnings on the account(s). The disclosed dividend rates are variable and may change after the member opens the account(s). Find our current dividend rates at psecu.com/rates. PSECU requires a $5 minimum balance to open and maintain a Regular share account. This $5 share account deposit is also required to be eligible to receive the Youth Savings rate, and the member must be in good standing as defined by PSECU's Bylaws, Article II, Section I. PSECU will make a $5 minimum share purchase on behalf of the member.

car-shield

Total Protection All in Place

Coverage from a single source smooths out the road if you need repairs.

Get Your Quote »

hand-hold-phone-dollar-sign

Anytime, Anywhere Banking

Harness the power of digital banking done better - mobile deposit, 24/7 access to transfer money, pay bills, and more!

Add Mobile Banking »

laptop-dollar-bill

Banking at Your Fingertips

Use your desktop or tablet to manage your money like a boss. Transfer money, pay bills, lock and unlock your card, set up account alerts... and we're just getting started!

Add Online Banking »

chart-graph

Invest in Your Future

Don’t leave your future to chance. Access to financial planning services is another great PSECU membership perk.

hand-shield-checkmark

Protect What’s Important to You

With this great membership benefit, you have access to a wide range of competitively priced insurance products from home and auto to pets and boats and everything in between!

no-paper

Go Paperless, Reduce Clutter

Enroll to receive your account statements electronically and you'll help the environment while shrinking paper piles around your home.

Enroll in e-Statements »

bill-checkmark

Simplify Bill Paying

Forget writing checks and mailing payments - use our free bill payer service instead! Choose who to pay and when, and we’ll take care of the rest.

Now's The Time To Open A Certificate

Now's The Time To Open A Certificate

For a limited time, you can now earn 5.00% APY² on 12-month certificates. Open one today with as little as $500!

house

Get Into Your Dream Home

Our expanded mortgage offerings provide fixed- and adjustable-rate loan options with competitive rates and terms from 10 to 30 years. In addition, we provide quick prequalification and low closing fees. First-Time Homebuyer, jumbo and construction loans are also available.

car

Vroom, Vroom, Vroom

With competitive auto loan rates for new and used vehicles, we make it easy to get the ride you want. You’ll love our flexible loan terms and fast loan approval.

camper

Adventure Awaits

The right loan can put your dream RV within reach. Our RV financing can cover up to 100% of the retail value of RVs worth at least $3,000, including motorhomes, travel trailers, camping trailers, and camper vans.

Explore Our Rates »

debit-card

Our Cardholders Achieve More

Our Classic Card benefits include no annual fee, low balance transfer and purchase APRs, no PSECU balance transfer or cash advance fees, and surcharge-free access to cash at 70,000+ ATMs nationwide.

loyalty-card-star

Great Perks. Great Rewards.

Our Founder's Rewards Card gives you access to 2%* or 1.5% cash rewards on every purchase, every time**, no expiration date for your cash rewards, no annual fee, and no PSECU balance transfer fee.

Get the Rewards You Deserve »

*You can earn 1.5% cash rewards on purchases. You can earn 2% cash rewards on purchases if you maintain a PSECU checking account and qualifying monthly direct deposit(s) of at least $500. See the Visa® Founder's Card and Visa® Alumni Rewards Card Rewards Program Terms and Conditions for full details.

**Some exclusions may apply. See the Visa® Founder's Card and Visa® Alumni Rewards Card Rewards Program Terms and Conditions for full details.

house-circle-arrows

Put the Value of Your Home to Work

Achieve more financial flexibility. Our HELOC Plus puts you in control, providing you with the money you need now or whenever you need it.

Get the Details »

house

Get into Your Dream Home

Helping you get into your dream home is one of the ways we're here to be your trusted financial partner. With a First-Time Homebuyer program, fixed- and adjustable-rate conventional mortgages, as well as construction and jumbo mortgages, let us welcome you to competitive rates, personal service, and peace of mind. Need to refinance? You'll get the same competitive rates!

Make Your Dream a Reality »

house-dollar-sign

Leverage Your Home's Value

Use your home’s equity to get a lump sum of cash for home improvements, debt consolidation, college education, and more. With a real estate equity loan from PSECU, you can enjoy fixed rates, no application fees, an easy application process, and potential tax benefits*.

*PSECU representatives cannot give tax advice. Please consult a qualified tax advisor to determine if interest may be tax deductible.

person-dollar-sign

Members Achieve More

Our personal loan options are a fast, convenient, and affordable way to borrow money and can meet many financial needs.

Get the Details »

certificate-dollar-sign

Put Your Money to Work with a Certificate

Save your way, starting with as little as $500. A variety of terms give you the flexibility you want in a longer-term savings product. Open one today!

Choose Your Certificate »

no-fees

Fewer Fees, More Rewards

We offer free checking for any stage of life, ATM rebates*, debit card rewards, all with no overdraft or monthly service fees. Plus, you get convenient 24/7 access to your money using online and mobile banking.

Open an Account »

*If you use a PSECU debit card at an out-of-network ATM and get charged, we’ll rebate fees on withdrawals up to $20 per month with direct deposit and up to $8 per month without.

debit-card

Earn With Every Swipe

Our contactless debit card works for you! Pay with your PSECU debit card and you can earn $.05 or $.10 on eligible purchases*. Plus get access to over 70,000+ surcharge-free ATMs and receive ATM rebates**, if you use an out-of-network ATM for a debit card withdrawal.

Add a Debit Card »

*You can earn $0.10 cash rewards on eligible purchases of $10 or over with a PSECU checking account and one or more qualifying monthly direct deposits totaling at least $500. You can earn $0.05 cash rewards on eligible purchases of $10 or over for accounts with a PSECU checking account. Certain restrictions may apply. See the Visa® Founder's Card and Visa® Alumni Rewards Card Rewards Program Terms and Conditions for full details.

**If you use a PSECU debit card at an out-of-network ATM and get charged, we’ll rebate fees on withdrawals up to $20 per month with direct deposit and up to $8 per month without.

dollar-bill-box-dollar-sign

Direct Deposit: Free Service That Gives You More

Set up with your employer or other depositing entity like Social Security. All you need is your checking account number and our routing number - 231381116. Qualifying direct deposits increases ATM rebates* and earns you higher debit card rewards**!

*If you use a PSECU debit card at an out-of-network ATM and get charged, we’ll rebate fees on withdrawals up to $20 per month with direct deposit and up to $8 per month without.

**You can earn $0.10 cash rewards on eligible purchases of $10 or over with a PSECU checking account and one or more qualifying monthly direct deposit(s) totaling at least $500. You can earn $0.05 cash rewards on eligible purchases of $10 or over for accounts with a PSECU checking account. Certain restrictions may apply. See the Visa® Founder's Card and Visa® Alumni Rewards Card Rewards Program Terms and Conditions for full details.

rocking-chair-dollar-sign

More Choices, Greater Savings

So Traditional and Roth IRAs offer different benefits, and at PSECU, the choice is yours! Both retirement accounts are federally insured by the National Credit Union Administration (NCUA) for up to $250,000 each.

Open an Account »

bag-money

Boost Your Savings with a Money Market

Open with any amount and on balances of $500 or more, earn greater dividends (interest) than with a Regular savings share. A great choice if you want to boost your savings while keeping your money liquid.

Open an Account »

piggy-bank

Start Your Child's Savings Journey

Kids can save while learning important money management skills when they have their own accounts. They can earn 2% APY* on balances of up to $500, if they're under the age of 18.

Open an Account »

*APY denotes Annual Percentage Yield. To be eligible for the Youth Savings rate, the primary account owner must be under the age of 18. All eligible Youth Savings Share accounts earn 2.00% APY for balances of $.01 to $500.00. For balances of $500.01 and over, the Regular Savings Share APY will apply. Rates and information are subject to change at any time. Fees could reduce earnings on the account(s). The disclosed dividend rates are variable and may change after the member opens the account(s). Find our current dividend rates at psecu.com/rates. PSECU requires a $5 minimum balance to open and maintain a Regular share account. This $5 share account deposit is also required to be eligible to receive the Youth Savings rate, and the member must be in good standing as defined by PSECU's Bylaws, Article II, Section I. PSECU will make a $5 minimum share purchase on behalf of the member.

car-shield

Total Protection All in Place

Coverage from a single source smooths out the road if you need repairs.

Get Your Quote »

hand-hold-phone-dollar-sign

Anytime, Anywhere Banking

Harness the power of digital banking done better - mobile deposit, 24/7 access to transfer money, pay bills, and more!

Add Mobile Banking »

laptop-dollar-bill

Banking at Your Fingertips

Use your desktop or tablet to manage your money like a boss. Transfer money, pay bills, lock and unlock your card, set up account alerts... and we're just getting started!

Add Online Banking »

chart-graph

Invest in Your Future

Don’t leave your future to chance. Access to financial planning services is another great PSECU membership perk.

hand-shield-checkmark

Protect What’s Important to You

With this great membership benefit, you have access to a wide range of competitively priced insurance products from home and auto to pets and boats and everything in between!

no-paper

Go Paperless, Reduce Clutter

Enroll to receive your account statements electronically and you'll help the environment while shrinking paper piles around your home.

Enroll in e-Statements »

bill-checkmark

Simplify Bill Paying

Forget writing checks and mailing payments - use our free bill payer service instead! Choose who to pay and when, and we’ll take care of the rest.

Refer Friends + Earn Up To $500

Refer Friends + Earn Up To $500

Sharing PSECU with friends has never been so rewarding. Refer your friends and family and earn up to $500⁴!

house

Get Into Your Dream Home

Our expanded mortgage offerings provide fixed- and adjustable-rate loan options with competitive rates and terms from 10 to 30 years. In addition, we provide quick prequalification and low closing fees. First-Time Homebuyer, jumbo and construction loans are also available.

car

Vroom, Vroom, Vroom

With competitive auto loan rates for new and used vehicles, we make it easy to get the ride you want. You’ll love our flexible loan terms and fast loan approval.

camper

Adventure Awaits

The right loan can put your dream RV within reach. Our RV financing can cover up to 100% of the retail value of RVs worth at least $3,000, including motorhomes, travel trailers, camping trailers, and camper vans.

Explore Our Rates »

debit-card

Our Cardholders Achieve More

Our Classic Card benefits include no annual fee, low balance transfer and purchase APRs, no PSECU balance transfer or cash advance fees, and surcharge-free access to cash at 70,000+ ATMs nationwide.

loyalty-card-star

Great Perks. Great Rewards.

Our Founder's Rewards Card gives you access to 2%* or 1.5% cash rewards on every purchase, every time**, no expiration date for your cash rewards, no annual fee, and no PSECU balance transfer fee.

Get the Rewards You Deserve »

*You can earn 1.5% cash rewards on purchases. You can earn 2% cash rewards on purchases if you maintain a PSECU checking account and qualifying monthly direct deposit(s) of at least $500. See the Visa® Founder's Card and Visa® Alumni Rewards Card Rewards Program Terms and Conditions for full details.

**Some exclusions may apply. See the Visa® Founder's Card and Visa® Alumni Rewards Card Rewards Program Terms and Conditions for full details.

house-circle-arrows

Put the Value of Your Home to Work

Achieve more financial flexibility. Our HELOC Plus puts you in control, providing you with the money you need now or whenever you need it.

Get the Details »

house

Get into Your Dream Home

Helping you get into your dream home is one of the ways we're here to be your trusted financial partner. With a First-Time Homebuyer program, fixed- and adjustable-rate conventional mortgages, as well as construction and jumbo mortgages, let us welcome you to competitive rates, personal service, and peace of mind. Need to refinance? You'll get the same competitive rates!

Make Your Dream a Reality »

house-dollar-sign

Leverage Your Home's Value

Use your home’s equity to get a lump sum of cash for home improvements, debt consolidation, college education, and more. With a real estate equity loan from PSECU, you can enjoy fixed rates, no application fees, an easy application process, and potential tax benefits*.

*PSECU representatives cannot give tax advice. Please consult a qualified tax advisor to determine if interest may be tax deductible.

person-dollar-sign

Members Achieve More

Our personal loan options are a fast, convenient, and affordable way to borrow money and can meet many financial needs.

Get the Details »

certificate-dollar-sign

Put Your Money to Work with a Certificate

Save your way, starting with as little as $500. A variety of terms give you the flexibility you want in a longer-term savings product. Open one today!

Choose Your Certificate »

no-fees

Fewer Fees, More Rewards

We offer free checking for any stage of life, ATM rebates*, debit card rewards, all with no overdraft or monthly service fees. Plus, you get convenient 24/7 access to your money using online and mobile banking.

Open an Account »

*If you use a PSECU debit card at an out-of-network ATM and get charged, we’ll rebate fees on withdrawals up to $20 per month with direct deposit and up to $8 per month without.

debit-card

Earn With Every Swipe

Our contactless debit card works for you! Pay with your PSECU debit card and you can earn $.05 or $.10 on eligible purchases*. Plus get access to over 70,000+ surcharge-free ATMs and receive ATM rebates**, if you use an out-of-network ATM for a debit card withdrawal.

Add a Debit Card »

*You can earn $0.10 cash rewards on eligible purchases of $10 or over with a PSECU checking account and one or more qualifying monthly direct deposits totaling at least $500. You can earn $0.05 cash rewards on eligible purchases of $10 or over for accounts with a PSECU checking account. Certain restrictions may apply. See the Visa® Founder's Card and Visa® Alumni Rewards Card Rewards Program Terms and Conditions for full details.

**If you use a PSECU debit card at an out-of-network ATM and get charged, we’ll rebate fees on withdrawals up to $20 per month with direct deposit and up to $8 per month without.

dollar-bill-box-dollar-sign

Direct Deposit: Free Service That Gives You More

Set up with your employer or other depositing entity like Social Security. All you need is your checking account number and our routing number - 231381116. Qualifying direct deposits increases ATM rebates* and earns you higher debit card rewards**!

*If you use a PSECU debit card at an out-of-network ATM and get charged, we’ll rebate fees on withdrawals up to $20 per month with direct deposit and up to $8 per month without.

**You can earn $0.10 cash rewards on eligible purchases of $10 or over with a PSECU checking account and one or more qualifying monthly direct deposit(s) totaling at least $500. You can earn $0.05 cash rewards on eligible purchases of $10 or over for accounts with a PSECU checking account. Certain restrictions may apply. See the Visa® Founder's Card and Visa® Alumni Rewards Card Rewards Program Terms and Conditions for full details.

rocking-chair-dollar-sign

More Choices, Greater Savings

So Traditional and Roth IRAs offer different benefits, and at PSECU, the choice is yours! Both retirement accounts are federally insured by the National Credit Union Administration (NCUA) for up to $250,000 each.

Open an Account »

bag-money

Boost Your Savings with a Money Market

Open with any amount and on balances of $500 or more, earn greater dividends (interest) than with a Regular savings share. A great choice if you want to boost your savings while keeping your money liquid.

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Start Your Child's Savings Journey

Kids can save while learning important money management skills when they have their own accounts. They can earn 2% APY* on balances of up to $500, if they're under the age of 18.

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*APY denotes Annual Percentage Yield. To be eligible for the Youth Savings rate, the primary account owner must be under the age of 18. All eligible Youth Savings Share accounts earn 2.00% APY for balances of $.01 to $500.00. For balances of $500.01 and over, the Regular Savings Share APY will apply. Rates and information are subject to change at any time. Fees could reduce earnings on the account(s). The disclosed dividend rates are variable and may change after the member opens the account(s). Find our current dividend rates at psecu.com/rates. PSECU requires a $5 minimum balance to open and maintain a Regular share account. This $5 share account deposit is also required to be eligible to receive the Youth Savings rate, and the member must be in good standing as defined by PSECU's Bylaws, Article II, Section I. PSECU will make a $5 minimum share purchase on behalf of the member.

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Total Protection All in Place

Coverage from a single source smooths out the road if you need repairs.

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Anytime, Anywhere Banking

Harness the power of digital banking done better - mobile deposit, 24/7 access to transfer money, pay bills, and more!

Add Mobile Banking »

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Banking at Your Fingertips

Use your desktop or tablet to manage your money like a boss. Transfer money, pay bills, lock and unlock your card, set up account alerts... and we're just getting started!

Add Online Banking »

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Invest in Your Future

Don’t leave your future to chance. Access to financial planning services is another great PSECU membership perk.

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Protect What’s Important to You

With this great membership benefit, you have access to a wide range of competitively priced insurance products from home and auto to pets and boats and everything in between!

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Go Paperless, Reduce Clutter

Enroll to receive your account statements electronically and you'll help the environment while shrinking paper piles around your home.

Enroll in e-Statements »

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Simplify Bill Paying

Forget writing checks and mailing payments - use our free bill payer service instead! Choose who to pay and when, and we’ll take care of the rest.

Our Cardholders Achieve More

Our Cardholders Achieve More

Our Classic Card benefits include a low purchase APR – in fact, our card’s interest rate is well below the national average⁶. The Classic Card also has a low balance transfer rate with no PSECU balance transfer fee. Get all these great benefits with no annual fee!

¹$250 Auto Loan Cash Bonus Offer
To be eligible for the $250 cash bonus offer, Participants must be a PSECU member, U.S. Resident, and 18 years of age or older at the time of opening a new Qualifying Direct Auto Loan through PSECU between 3/15/2024 and 5/31/2024 through the designated PSECU bonus offer page. If you finance through a dealership, you are not eligible for this bonus offer. This bonus offer is limited to a one-time (1) cash bonus paid per PSECU member account. If Participant is not a PSECU member, Participant must join PSECU and comply with all cash bonus offer requirements to be eligible. Qualifying Direct Auto Loan is defined as an approved and funded AutoDraft, AutoCheck, or auto rollover loan of at least $7,500 and excludes refinancing of a current PSECU auto loan. PSECU will deposit the $250 cash bonus into the Regular share within 45 days after the requirements are satisfied. Participants who open accounts and/or loans by fraudulent, suspicious, or illegal means, including but not limited to providing PSECU with fraudulent or fabricated information, are not eligible to participate in this bonus offer. PSECU may adjust the deposited bonus or remove the deposited bonus at any time if PSECU suspects accounts and/or loans were opened by fraudulent, suspicious, or illegal means, including but not limited to providing PSECU with fraudulent or fabricated information. $5 is required to open and maintain a Regular share account. This $5 share deposit is also required to be eligible to receive the $250 cash bonus, and the Participant must be a member in good standing as defined by PSECU's Bylaws Article II, Section 1. A $5 minimum share purchase will be made by PSECU on behalf of Participants joining PSECU. If the member account is closed within the first year of membership, the initial $5 share will be retained by PSECU. The Annual Percentage Yield on PSECU's Regular share account is 0.50%. This variable rate is current as of 2/1/2024 and may change. Withdrawals and fees may reduce earnings on the account.

The recipient of the $250 cash bonus is solely responsible for payment of applicable taxes on that amount. If you have any questions, please seek the advice of a qualified tax professional.
All decisions of PSECU regarding this offer are final. PSECU may terminate or change the terms and conditions of this offer without notice.
Offer subject to all applicable federal, state, and local laws and regulations.

Now's The Time To Open A Certificate

²APY denotes Annual Percentage Yield.

Refer Friends + Earn Up To $500

⁴Only current PSECU members age 18 years and older, in good standing as defined in the PSECU Bylaws are eligible to participate. Members who open accounts and/or loans by fraudulent, suspicious, or illegal means, including but not limited to providing PSECU with fraudulent or fabricated information, are not eligible to participate. There is an overall referral bonus cap of $500 paid out per member per year regardless of the referral program(s) or referral bonus offer(s) participated in by a PSECU member in a calendar year. Under this referral program, the referring member will receive $50 deposited into their Regular share up to the overall referral bonus cap of $500.A valid referral requires an individual who:

Meets PSECU’s membership requirements;
Completes the PSECU membership application by accessing it through the referring member’s Personal Link and follows the on-screen instructions; and
Is approved for PSECU membership.

This referral program is subject to change without notice and may end at any time. Click here for complete terms and conditions.

Our Cardholders Achieve More

⁶The average credit card interest rate in America on 1.16.24 was 24.59% APR, according to LendingTree.

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