Kick Off Your PSECU Membership with Up to $300!

We offer better banking and tons of member-only perks. Plus, you can earn up to $300* when you join PSECU and meet promo requirements.

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Stage 1: Earn $200

(must be completed within the first 60 days of establishing membership)

  • Become a PSECU member using promo code: RIGHTNOTE and add a free checking account.
  • Sign up and log into digital banking (online or mobile).
  • Establish Qualifying Payroll Direct Deposit(s) that total at least $500 per calendar month.
    See full terms and conditions for details.

Tips: To get started on the Stage 2 requirements, set up your Qualifying Payroll Direct Deposit(s) to be recurring and add a debit card.

Stage 2: Earn $100

(must be completed within 120 days after Stage 1 requirements have been met)

  • Continue recurring Qualifying Payroll Direct Deposits totaling at least $500 per calendar month for 3 consecutive months after Stage 1 requirements are met, with a total additional amount deposited of at least $1,500 during Stage 2.
  • Complete a minimum of 10 Eligible Debit Card Purchases. Eligible Debit Card Purchases are defined as individual purchases of at least $10 for a minimum overall purchase total of at least $100.
    See full terms and conditions for details.
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Please note: Rewards will be paid out within 45 days of completing each stage.

Our Pennsylvania Roots Run Deep

Want to know more about PSECU before you commit?
We think you’ll like what you hear in this video from a friend of ours (you just might recognize him, too).

Show Your Penn State Pride

Did you know Penn State fans and friends can join the Penn State Alumni Association? Once you’re a member of that organization, you’re eligible to join PSECU, as well. This allows you to apply for our Alumni Rewards Card or Alumni Classic Card and show your Nittany Lion pride every time you pay.

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Let's Go, State!

Our commitment to Penn State Athletics has lasted more than a decade and grown stronger over time. You’ll see our logo around many of Penn State’s athletics facilities, including Beaver Stadium, Bryce Jordan Center, Pegula Ice Arena, Rec Hall, and Jeffrey Field. We’re proud to be:

  • An Official Corporate Partner of Penn State Football
  • The Presenting Partner of the Mount Nittany Club
  • A participant at Fan Fest before each football game
  • A Keystone Partner of Penn State Athletics

Benefits for Penn State Fans & Friends

Credit unions like us are rooted in the promise of helping our members achieve more, so you can be confident that we’ll be supporting you and cheering you on in your financial endeavors every day by giving you:

Surcharge-Free ATMs

Access to high-quality banking services like free checking, debit card rewards, and more than 85,000+ surcharge-free ATMs nationwide (plus, you can get free Penn State branded cards and checks with your account!)

Penn State Branded Cards

Two great credit card options (one with a low purchase APR and one with cash rewards on every purchase2).

Free Membership

A free first year of Penn State Alumni Association membership (if you haven’t joined yet).

See You in Nittany Nation

Supporting the communities, we serve is at the core of who we are. Whether it’s game day or summer vacation, you’ll see us out and about at community events. We’re proud to join Penn State in its commitment to improving lives through our support of Coaches vs. Cancer®, the Sokolov-Miller Family Financial and Life Skills Center, the Paterno Family Beaver Stadium Run, and more.

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Join PSECU and Get Up to $300

We offer better banking and tons of member-only perks. Plus, you can earn up to $3001 when you join PSECU and meet promo requirements.

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*Hit the Right Note - Up to $300 Bonus Terms and Conditions (Terms and Conditions Updated 12.1.24)
From 1.1.24 to 12.31.24, PSECU is running a new member incentive bonus. To receive up to $300, new members must sign up with promotional code RIGHTNOTE and satisfy each of the requirements listed below. PSECU will deposit member incentive bonus into the Regular share within 45 days after the requirements are satisfied. Promotion open to U.S. Residents who are 18 years of age or older at the time the account is opened. Limit one (1) new member Hit the Right Note bonus per tax identification number used to open a new PSECU account. Joint owners listed on accounts are not eligible to be rewarded for this bonus unless they open their own account. You will not be eligible for the Hit the Right Note bonus if you are a current PSECU member, have closed an account within the past 12 months, or have received any new member incentive bonus within the past 12 months. Members who open accounts and/or loans by fraudulent, suspicious, or illegal means, including but not limited to providing PSECU with fraudulent or fabricated information, are not eligible to participate in this bonus offer. PSECU may adjust the deposited bonus or remove the deposited bonus at any time if PSECU suspects accounts and/or loans were opened by fraudulent, suspicious, or illegal means, including but not limited to providing PSECU with fraudulent or fabricated information. $5 is required to open and maintain a Regular share account. This $5 share deposit is also required to be eligible to receive the bonus, and the member must be in good standing as defined by PSECU's Bylaws Article II, Section 1. A $5 minimum share purchase will be made on behalf of the new member by PSECU. If the member account is closed within the first year of membership, the initial $5 share will be retained by PSECU. The Annual Percentage Yield on PSECU's Regular savings share account is 0.25%. This variable rate is current as of 12.1.2024 and may change. Withdrawals and fees may reduce earnings on the account. The recipient of the bonus (up to $300) is solely responsible for payment of applicable taxes on that amount. If you have any questions, please seek the advice of a qualified tax professional. All decisions of PSECU regarding this promotion are final. PSECU may terminate or change the terms and conditions of this promotion without notice. Subject to all applicable federal, state, and local laws and regulations.

$200 Stage 1 Bonus (must be completed within the first 60 days of establishing membership) Within 60 days of establishing membership, you must be approved for savings and checking accounts, sign up and log in to digital banking (online or mobile), and establish Qualifying Payroll Direct Deposit(s). Qualifying Payroll Direct Deposits are defined as paychecks, Social Security payments, and pension payments that total at least $500 per calendar month. You may have more than one Qualifying Payroll Direct Deposit coming into your account per calendar month to reach the $500 minimum requirement.

The following are not Qualifying Direct Deposits: person to person transfers (P2P), demand deposit account to demand deposit account transfers (for example, from a checking account to another checking account), and deposits or ACH transfers not from an employer or the government (for example, online transfers or bank transfers).

$100 Stage 2 Bonus (must be completed within 120 days after Stage 1 requirements have been met) You must meet the requirements of Stage 1. You must continue your recurring Qualifying Payroll Direct Deposits totaling at least $500 per calendar month for 3 consecutive months after Stage 1 requirements are met, with a total additional amount deposited of at least $1,500 or more to meet the requirements of Stage 2.

You must complete a minimum of 10 Eligible Debit Card Purchases. Eligible Debit Card Purchases are defined as individual purchases of at least $10 for a minimum overall purchase total of at least $100 within 120 days after completion of all requirements of Stage 1.

Transactions that are not eligible for this offer include, but are not limited to, the following: ATM transactions, checks clearing your account, account deposits, account transfers, ACH transactions, unauthorized purchases/fraudulent transactions, purchase of Travelers Cheques, gift cards, quasi-cash and any other cash equivalent transactions, account fees, fee reversals, dividends posted by PSECU, overdraft transfers, merchant returns, and credit adjustments.