Earn Up to $300*!
New members can earn up to $300* in bonus cash when you open a new member account with PSECU and meet promo requirements.
New Member Offer Details
(must be completed within the first 60 days of establishing membership)
- Become a PSECU member using promo code: RIGHTNOTE and add a free checking account.
- Sign up and log in to digital banking (online or mobile).
- Establish Qualifying Payroll Direct Deposit(s) that total at least $500 per calendar month.
See full terms and conditions for details.
Tips: To get started on the Stage 2 requirements, set up your Qualifying Payroll Direct Deposit(s) to be recurring and add a debit card.
(must be completed within 120 days after Stage 1 requirements have been met)
- Continue recurring Qualifying Payroll Direct Deposits totaling at least $500 per calendar month for 3 consecutive months after Stage 1 requirements are met, with a total additional amount deposited of at least $1,500 during Stage 2.
- Complete a minimum of 10 Eligible Debit Card Purchases. Eligible Debit Card Purchases are defined as individual purchases of at least $10 for a minimum overall purchase total of at least $100.
See full terms and conditions for details.
Please note: Rewards will be paid out within 45 days of completing each stage.
PSECU Perks With a Focus On You
"Members achieve more" isn't just a tagline for us. It's a part of everything we do. We provide lifelong value to our members as their trusted financial partner.
We make members feel valued, cared for, supported, and empowered to take control of their finances and achieve their dreams.
Our fraud prevention and security teams work hard every day to ensure your personal information and money are safe.
PSECU members enjoy competitive rates on loans and deposit products like savings accounts, certificates, and money markets.
What does it mean to be a member or join a credit union?
Credit unions are not-for-profit financial cooperatives. Credit unions are similar to banks in that they offer valuable financial products and services like checking and savings accounts, credit cards, and loans. Plus, they both operate under similar regulations. Where they differ is their customer model.
A bank has customers and stockholders whereas credit unions have members. Credit union members are also part owners. They receive benefits from surplus earnings in the form of lower fees, better customer service, and competitive interest rates, for example.
When we say, “join PSECU,” or, “be a member,” we’re saying, “join a cooperative of more than 590,000 members where you can manage your finances with an institution that is focused on you and your unique financial needs.” As a PSECU member you’ll get the best of our 90 years of history, and our award-winning banking products and services.
In order to join PSECU you’ll fill out a short application. Once you’re approved, you’re well on your way to earning our bonus cash offer!
*Hit the Right Note - Up to $300 Bonus Terms and Conditions (Terms and Conditions Updated 12.1.24)
From 1.1.24 to 12.31.24, PSECU is running a new member incentive bonus. To receive up to $300, new members must sign up with promotional code RIGHTNOTE and satisfy each of the requirements listed below. PSECU will deposit member incentive bonus into the Regular share within 45 days after the requirements are satisfied. Promotion open to U.S. Residents who are 18 years of age or older at the time the account is opened. Limit one (1) new member Hit the Right Note bonus per tax identification number used to open a new PSECU account. Joint owners listed on accounts are not eligible to be rewarded for this bonus unless they open their own account. You will not be eligible for the Hit the Right Note bonus if you are a current PSECU member, have closed an account within the past 12 months, or have received any new member incentive bonus within the past 12 months. Members who open accounts and/or loans by fraudulent, suspicious, or illegal means, including but not limited to providing PSECU with fraudulent or fabricated information, are not eligible to participate in this bonus offer. PSECU may adjust the deposited bonus or remove the deposited bonus at any time if PSECU suspects accounts and/or loans were opened by fraudulent, suspicious, or illegal means, including but not limited to providing PSECU with fraudulent or fabricated information. $5 is required to open and maintain a Regular share account. This $5 share deposit is also required to be eligible to receive the bonus, and the member must be in good standing as defined by PSECU's Bylaws Article II, Section 1. A $5 minimum share purchase will be made on behalf of the new member by PSECU. If the member account is closed within the first year of membership, the initial $5 share will be retained by PSECU. The Annual Percentage Yield on PSECU's Regular savings share account is 0.25%. This variable rate is current as of 12.1.2024 and may change. Withdrawals and fees may reduce earnings on the account. The recipient of the bonus (up to $300) is solely responsible for payment of applicable taxes on that amount. If you have any questions, please seek the advice of a qualified tax professional. All decisions of PSECU regarding this promotion are final. PSECU may terminate or change the terms and conditions of this promotion without notice. Subject to all applicable federal, state, and local laws and regulations.
$200 Stage 1 Bonus (must be completed within the first 60 days of establishing membership) Within 60 days of establishing membership, you must be approved for savings and checking accounts, sign up and log in to digital banking (online or mobile), and establish Qualifying Payroll Direct Deposit(s). Qualifying Payroll Direct Deposits are defined as paychecks, Social Security payments, and pension payments that total at least $500 per calendar month. You may have more than one Qualifying Payroll Direct Deposit coming into your account per calendar month to reach the $500 minimum requirement.
The following are not Qualifying Direct Deposits: person to person transfers (P2P), demand deposit account to demand deposit account transfers (for example, from a checking account to another checking account), and deposits or ACH transfers not from an employer or the government (for example, online transfers or bank transfers).
$100 Stage 2 Bonus (must be completed within 120 days after Stage 1 requirements have been met) You must meet the requirements of Stage 1. You must continue your recurring Qualifying Payroll Direct Deposits totaling at least $500 per calendar month for 3 consecutive months after Stage 1 requirements are met, with a total additional amount deposited of at least $1,500 or more to meet the requirements of Stage 2.
You must complete a minimum of 10 Eligible Debit Card Purchases. Eligible Debit Card Purchases are defined as individual purchases of at least $10 for a minimum overall purchase total of at least $100 within 120 days after completion of all requirements of Stage 1.
Transactions that are not eligible for this offer include, but are not limited to, the following: ATM transactions, checks clearing your account, account deposits, account transfers, ACH transactions, unauthorized purchases/fraudulent transactions, purchase of Travelers Cheques, gift cards, quasi-cash and any other cash equivalent transactions, account fees, fee reversals, dividends posted by PSECU, overdraft transfers, merchant returns, and credit adjustments.