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$300* New Member Bonus
Join PSECU
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Open a new member account with PSECU and you can earn $300* in bonus cash when you meet promo requirements. Plus, experience the credit union difference as a PSECU member.

Join PSECU
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New Member Offer Details

  • Open a PSECU savings and checking account with debit card using promo code: 300PROMO
  • Sign up and log into digital banking (online or mobile).
  • Set up and receive two (2) qualifying payroll direct deposits each of $500 or more.

Please note: Promo requirements must be completed within 100 days of establishing membership. Once promo requirements are met, your bonus will be paid within 145 days of establishing membership.

Open a new member account and start earning your bonus cash.

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PSECU Perks With a Focus On You

Excellent
Member Service

We make members feel valued, cared for, supported, and empowered to take control of their finances and achieve their dreams.

Security and
Peace of Mind

Our fraud prevention and security teams work hard every day to ensure your personal information and money are safe.

Exclusive Access to
Competitive Rates

PSECU members enjoy competitive rates on loans and deposit products like savings accounts, certificates, and money markets.

Focus
on YOU

"Members achieve more" isn’t just a tagline for us. It’s a part of everything we do. We provide lifelong value to our members as their trusted financial partner.

What does it mean to "be a member" or "join" a credit union?

When you join PSECU, you’re more than just a customer—you're a member-owner of a not-for-profit financial cooperative. Guided by a commitment to the "people helping people" philosophy, PSECU focuses on returning value to its members with lower fees and personalized service, unlike traditional banks that prioritize stockholder profits. As part of our commitment to financial wellness, we offer a range of free resources to help members thrive financially.

What Is a Credit Union?

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Refer Friends + Earn Bonus Cash!

Sharing PSECU with friends and family has never been so rewarding. Refer your friends and family and earn bonus cash when requirements are met!

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*$300 New Member Bonus Terms and Conditions
From 1.1.25 to 12.31.25, PSECU is running a new member incentive bonus. To receive $300, new members must sign up with promotional code 300PROMO and satisfy each of the requirements listed below. After the first 100 days from establishing membership, your status to receive the bonus will be assessed and processed, which can take up to 45 days. This means, if all requirements are met, you can expect your bonus to be deposited into your Regular savings share within 145 days from establishing membership. Promotion open to U.S. Residents who are 18 years of age or older at the time membership is established. Limit one (1) new member $300 New Member Bonus per tax identification number used to open a new PSECU account. Joint owners listed on accounts are not eligible to be rewarded for this bonus unless they open their own account. You will not be eligible for the $300 New Member Bonus if you are a current PSECU member, have closed an account within the past 12 months, or have received any new member incentive bonus within the past 12 months. Members who open accounts and/or loans by fraudulent, suspicious, or illegal means, including but not limited to providing PSECU with fraudulent or fabricated information, are not eligible to participate in this bonus offer. PSECU may adjust the deposited bonus or remove the deposited bonus at any time if PSECU suspects accounts and/or loans were opened by fraudulent, suspicious, or illegal means, including but not limited to providing PSECU with fraudulent or fabricated information. $5 is required to open and maintain a Regular savings share account. This $5 share deposit is also required to be eligible to receive the bonus, and the member must be in good standing as defined by PSECU's Bylaws Article II, Section 1. A $5 minimum share purchase will be made on behalf of the new member by PSECU. If the member account is closed within the first year of membership, the initial $5 share will be retained by PSECU. The Annual Percentage Yield on PSECU's Regular savings share account is 0.25%. This variable rate is current as of 12.1.2024 and may change. Withdrawals and fees may reduce earnings on the account. The recipient of the bonus ($300) is solely responsible for payment of applicable taxes on that amount. If you have any questions, please seek the advice of a qualified tax professional. The decisions to award a portion or total bonus is solely within PSECU’s discretion, and all decisions made by PSECU shall be final. PSECU may terminate or change the terms and conditions of this promotion without notice. Subject to all applicable federal, state, and local laws and regulations.

$300 New Member Bonus (must be completed within 100 days of establishing membership) Within 100 days of establishing membership, you must sign up with promotional code 300PROMO, be approved for at least one savings and one checking account with debit card, sign up and log in to digital banking (online or mobile), and set up and receive 2 Qualifying Payroll Direct Deposit(s) each of $500 or more into either the new savings or checking accounts. PSECU is not responsible for delays caused by force majeure, act of God, or third parties in the processing of direct deposits.

Qualifying Payroll Direct Deposits are defined as paychecks, Social Security payments, and pension payment. The following are not Qualifying Direct Deposits: person to person transfers (P2P), demand deposit account to demand deposit account transfers (for example, from a checking account to another checking account), and deposits or ACH transfers not from an employer or the government (for example, online transfers or bank transfers).

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