RESOURCES

Have questions about PSECU? We’ve got answers. Check out all the resources below to get the information you need about PSECU membership, our products, and how to make the most of your membership.

Membership
Checking & Savings
Loans
Penn State Alumni
Learn More

Membership

What’s PSECU? We’re a not-for-profit digital-first credit union that believes you should enjoy a better banking experience. Become a member today to unlock access to no- and low-fee financial products and services that help you achieve more with your money.

New Member Promo

PROMO

New Member Promo

Earn $300* when you join PSECU and meet promo requirements.

New Member Promo

New Student Member Promo

PROMO

New Student Member

Exclusive student offer: Earn $100* when you join and meet promo requirements.

New Student Member

Checking & Savings

From youth accounts to certificates, we’ve got a variety of savings options to meet your needs at every stage of life. Plus, our free checking accounts have no minimum balance requirement or monthly fees, so more of your money can stay where it belongs – with you!

Youth Accounts

Start the young person in your life down the path for future financial success by opening a youth account.

Youth Accounts

Start the young person in your life down the path for future financial success by opening a youth account.

Student Banking

Student Banking

Discover how our no- and low-fee banking products help you now and all through your life.

Student Banking

Certificates

Rates are rising, which makes it a great time to open a certificate.

Free Checking

Free checking for life debit card rewards + 70,000 surcharge-free ATMs.

Loans

Looking to buy or refinance a home or mortgage? Want to tap into your home’s equity? Or need unrestricted funds for any purpose? We’ve got a loan for all of that and more. Flexible terms, competitive rates, and low fees are just a few of the reasons our members feel confident borrowing from us.

Conquer Your Debt with a Visa® Balance Transfer

PROMO

Conquer Your Debt with a Visa® Balance Transfer

Move a balance to our Classic Card and get 2.9%* balance transfer APR, good until December 31, 2025, on transfers made during the promo period, January 1 - June 30, 2025. After that, your APR will be a low 12.9%* (subject to change).

Conquer Your Debt with a Visa Balance Transfer

PROMO

Auto Loans

Get $250 when you Buy or Refi. Whether you're in the market for a new or new-to-you vehicle, or you're looking to refinance and lower your monthly payments, we’ve got auto loan options that will help. Our flexible term options let you choose a monthly payment that fits your budget, and for a limited time only, you’ll get a $250 cash bonus* when you meet promo requirements.

Auto Loans for Every Terrain

Secured Credit Card

Secured Credit Card

Whether you have no credit history and need to build one, or you need to repair your credit, our Secured Visa offers an easy and affordable way to do so. Our Secured Visa is backed by collateral, which is essentially a deposit you keep in your Regular savings share. Features of our card include: no annual fee or application fee, competitive rates, and a sliding scale of required collateral.

Secured Credit Card

Credit Cards

Choose the card for you. Our Classic Card and Founder’s Rewards Card give you the flexibility you need.

First-Time Homebuyers

First-Time Homebuyers

Our First-Time Homebuyer mortgage* offers up to 100% financing, no monthly private mortgage insurance requirement, no income cap, and low PSECU-related closing costs.

*Additional options for first-time homebuyer products/terms available. PMI may be required. Contact one of our mortgage consultants to find out which one is right for you.

First-Time Homebuyers

Mortgage

Welcome Home! Our mortgage offerings provide fixed-rate, adjustable-rate, jumbo, construction, and first-time homebuyer loan options with competitive rates, low fees, and personalized service.

HELOC Flex

Your equity, your way. That’s the benefit of PSECU’s home equity products – you have the flexibility to cash in on your home’s equity and use it the way you choose. And they have introduced their new HELOC Flex product which offers the option to make interest-only payments during the 10-year draw period.

Penn State Alumni

Penn State Alumni Banking

Penn State Alumni Banking

We're proud to be The Official Financial Services Provider of the Penn State Alumni Association and offer Blue and White Banking. Co-branded credit cards and checks let you show off your Nittany Pride.

lp-resources-psu-alumni-ritm0021102

Forms

Want to Learn More?

Want to Learn More?

Provide your contact information and we'll send you information about the products and services you're interested in.

WE WILL NEVER SELL YOUR INFORMATION.

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