Rake In $100 With PSECU!

Students can take advantage of this limited-time promotion for a lifetime of benefits in 3 easy steps.

Get Started
Number 1


Open a checking account with a debit card

Number 2

Sign Up

Sign up for mobile or online banking

Number 3


$100 will be deposited in your account

Student Member Benefits

We're more than a free checking account. We're a digital-first credit union that helps our student members achieve more. With perks like surcharge-free ATMs on campus and ATM fee rebates**, our free credit score service***, account alerts via text or email, and customized savings options, you can start building your financial foundation now and watch your savings pile up.

Get the access you need, the control you want, and the rewards you deserve.

  • ATMs On Campus + ATM Fee Rebates
    Find no-fee ATMs on select college campuses to access cash when you need it. When using out-of-network ATMs, we offer rebates on ATM fees up to $20 a month for members with direct deposit, and up to $8 a month for members without direct deposit.

  • Debit Card Cash Rewards
    You can earn $0.10 cash rewards on eligible purchases of $10 or over with a PSECU checking account and one or more qualifying monthly direct deposits totaling at least $500. You can earn $0.05 cash rewards on eligible purchases of $10 or over for accounts with a PSECU checking account. Certain restrictions may apply. See the Visa® Debit Card Rewards Program Terms and Conditions for full details.

  • No Monthly Fees
    We want you to keep more money in your pocket. That's why we don't charge a fee to open an account or to maintain it.

  • Instant, No-fee Transfers Between Members
    Need to send your roommate your portion of rent? Short on cash and need your parents to help you out? Our no-fee transfers between members are instant, so you can send or receive money without any fuss.

  • Account Alerts via Text or Email
    With our custom account alerts, you'll be able to keep track of your finances without lifting a finger. Get notifications when your account balance is low or when a deposit is received, so you'll always know where you stand.

  • Money Management Tips & Tools
    We're here to help you build a solid financial foundation - no matter where life takes you. Our WalletWorks program provides free money management tips & tools so you can make the best decisions for your future.
Get Started


*No purchase necessary. To receive $100, new members (age 18 or older) who attend a college or university identified by PSECU ("New Student Member") must: join PSECU before 12/31/2021 at 11:59 p.m. (ET) with a promotional code; and sign up and be approved for a checking account, a PSECU debit card, and digital banking (online or mobile) account access within 90 days of establishing membership.  

  1. Participant must be a U.S. Resident.
  2. Promotion open to persons 18 years of age or older at the time the account is opened. One promo code per New Student Member. Additional promo code will be invalid.
  3. The recipient of the $100 bonus is solely responsible for payment of applicable taxes on that amount. If you have any questions, please seek the advice of a qualified tax professional.
  4. PSECU reserves the right to recall the $100 bonus if the member account is closed within the first year of establishing membership. 
  5. If the member is not in good standing, at any time prior to the payment of the bonus, as defined by PSECU’s Bylaws Article II, Section 1, PSECU reserves the right to withhold the payment of the $100 bonus. 
  6. Payment of the $100 bonus will be deposited into the Regular share within 45 days after the requirements are satisfied.
  7. This offer is only open to new members who meet PSECU eligibility requirements.  
  8. All decisions of PSECU regarding this promotion are final. PSECU may terminate or change the terms and conditions of this promotion without notice.
  9. Employees, agents, and officials of PSECU and immediate family members of any of these are not eligible for this promotion.
  10. Subject to all applicable federal, state, and local laws and regulations. 

About the Fall $100 Bonus: From 9/1/2021 to 12/31/2021, PSECU is running a New Student Member promotion. To receive $100, participants must join during the promotion period and satisfy the promotional requirements within 90 days of establishing membership. PSECU will deposit $100 into the Regular share within 45 days after the requirements are satisfied. $5 is required to open and maintain a Regular share account. This $5 share deposit is also required to be eligible to receive the $100, and the member must be in good standing as defined by PSECU’s Bylaws Article II, Section 1. A $5 minimum share purchase will be made on behalf of the new member by PSECU. If the member account is closed within the first year of membership, the initial $5 share will be retained by PSECU. The Annual Percentage Yield on PSECU’s Regular share account is 0.05%. This variable rate is current as of 7/13/2021 and may change. Withdrawals and fees may reduce earnings on the account.

**If you use a PSECU debit card at an out-of-network ATM and get charged, we’ll rebate fees on withdrawals up to $20 per month with direct deposit and up to $8 per month without.

*** PSECU is not a credit reporting agency. Members must have PSECU checking or a PSECU loan to be eligible for this service. Joint owners are not eligible.