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It's a breeze to grab some extra cash when you join PSECU and meet promo requirements.

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Follow these simple steps before your bonus drifts away:

Step 1

Become a PSECU member by clicking the "Join PSECU" button below and using promo code:

UPTO250PROMO

Step 2

Once a member, add a free checking account with a debit card + digital banking to get a $100 bonus.

Step 3

You'll receive an additional $150 when you establish qualifying direct deposit(s).

Who Are We?

Our founders started PSECU in 1934 with a simple idea. By pooling their money and working together, they could provide better lives for their families. More than 85 years later, that idea is still at our core.

Although we’ve grown to more than half a million members, we continue to uphold our founders’ legacy. Then and now, we want to help you live better, whether that means saving more money, paying down debt, or achieving your financial goals.

We Help Our Members Achieve More

At PSECU, we're proud to offer you products and services that help you with your unique financial needs. After all, it’s what we do best.

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Debit Card Rewards

Earn cash rewards while using your PSECU debit card. For eligible debit card purchases of $10 or over, you'll earn either $0.05 or $0.10, based on qualifying factors2.

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Contactless Debit Card

Tap for a faster way to pay. Contactless PSECU debit cards make payments simple and secure.

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Free Credit Score Service

When you bank with us, you'll always know where you stand. Our free credit score service3 is the easy way to monitor your credit health. After you enroll, you'll receive regular updates to your score, as well as tips to help you improve it.

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Surcharge-Free ATMs

Enjoy access to nearly 70,000 surcharge-free ATMs nationwide. When using out-of-network ATMs, we offer rebates on ATM fees for withdrawals up to $20 a month for members with direct deposit, and up to $8 a month for members without direct deposit.

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Free Checking Account

We offer a free personal checking account. No minimum balance or monthly fees plus free checks and debit card.

Disclosures

1 Up to $250 Bonus Terms and Conditions
From 3/1/2022 to 12/31/2022, PSECU is running a member incentive bonus. To receive up to $250, members must satisfy each of the requirements listed below. PSECU will deposit member incentive bonus into the Regular share within 45 days after the requirements are satisfied. $5 is required to open and maintain a Regular share account. This $5 share deposit is also required to be eligible to receive the $250, and the member must be in good standing as defined by PSECU's Bylaws Article II, Section 1. A $5 minimum share purchase will be made on behalf of the new member by PSECU. If the member account is closed within the first year of membership, the initial $5 share will be retained by PSECU. The Annual Percentage Yield on PSECU's Regular share account is 0.15%. This variable rate is current as of 8/1/2022 and may change. Withdrawals and fees may reduce earnings on the account.

$100 Checking Bonus Terms and Conditions
From 3/1/2022 to 12/31/2022, PSECU is running a member incentive bonus. You must sign up with a promotional code and be approved for a checking account, a PSECU debit card, and digital banking (online or mobile) account access within 90 days of establishing membership.

$150 Direct Deposit Bonus Terms and Conditions
From 3/1/2022 to 12/31/2022, PSECU is running a member incentive bonus. You must sign up with a promotional code; be approved for checking, debit card, and digital banking (online or mobile); and establish one or more qualifying payroll direct deposit(s) that together total $200 per calendar month, recurring monthly, within 90 days of establishing membership. Qualifying payroll direct deposits are defined as paychecks, Social Security payments, and pension payments.

  1. Participant must be a U.S. resident.
  2. Promotion open to persons 18 years of age or older at the time the account is opened. Limit (1) new member incentive bonus per tax identification number used to open a new account per rolling 12-month period. PSECU will only pay one new member incentive bonus per tax identification number per rolling 12-month period. This is a one-time offer available to new members only, who have not previously been a PSECU member within the last 12 months.
  3. The recipient of the bonus is solely responsible for payment of applicable taxes on that amount. If you have any questions, please seek the advice of a qualified tax professional.
  4. All decisions of PSECU regarding this promotion are final. PSECU may terminate or change the terms and conditions of this promotion without notice.
  5. Subject to all applicable federal, state, and local laws and regulations.

2 You can earn $0.10 cash rewards on eligible purchases of $10 or over with a PSECU checking account and one or more qualifying monthly direct deposits totaling at least $500. You can earn $0.05 cash rewards on eligible purchases of $10 or over for accounts with a PSECU checking account. Certain restrictions may apply. See the Visa® Debit Card Rewards Program Terms and Conditions for full details.

3 PSECU is not a credit reporting agency. Members must have PSECU checking or a PSECU loan to be eligible for this service. Joint owners are not eligible.