What's New in Digital Banking
New features give you more control over alerts, easier access to loan information, a simpler loan application experience, and enhanced login security.
What's New
We’re continuing to make digital banking easier, more helpful, and more personalized, with updates shaped by feedback from members like you.
Personalized Alerts
Choose exactly which alerts you receive and apply them to specific accounts.
Auto Loan Payoff
View Payoff quotes and request payoff letters instantly.
Loan Applications
Start, resume, or check the status of a loan application.
Extra Login Security
Choose exactly which alerts you receive and apply them to specific accounts.
Benefits
Direct deposit is a simple way to get more from your PSECU membership, including checking perks, ATM rebates, and higher rewards opportunities.
How to Qualify:
To qualify, you must set up and receive recurring qualifying payroll direct deposits each totaling $500 or more per calendar month for two (2) consecutive calendar months by [DATE]. Direct deposits must go into a PSECU checking account. Requirements must be completed within 100 days of receiving this offer.
Your $100 bonus will be deposited to your Regular savings share on the next business day after requirements are met.
Get Started in Digital Banking
How to Set Up Direct Deposit
It’s easy, secure, and you don’t have to worry about paperwork. Plus, getting your digital banking set up is at no cost to you!
- Log into digital banking (or sign up if you don’t have digital banking yet).
- Go to the menu in the top left corner and click Account.
- Select Direct Deposit and follow the prompts to start your set up with Pinwheel.
Here’s what you’ll need:
- Employer’s name
- Login information from payroll provider
- A few minutes.
In Pinwheel, select your employer from the database. Log in securely with your payroll account credentials. Confirm your details and choose where your money should go (Remember: you’ll want to choose your checking account here to qualify for bonus cash).
Direct deposit typically becomes effective within one to two pay cycles, depending on your employer’s processing time.
It’s important to note that your information is protected throughout the process, ensuring that your direct deposit is set up both securely and privately.
Get Started in Digital Banking Enroll in Digital Banking
Get More From Your Membership
Adding direct deposits to your account opens the door to higher rewards:
How Much Can You Earn?
| Member Rewards with Direct Deposit | Member Rewards without Direct Deposit | |
|---|---|---|
| ATM Rebates | Get up to $20 per month on withdrawal fees if you use a PSECU debit card at an out-of-network ATM and get charged. | Get up to $8 per month on withdrawal fees. |
| Founder’s Rewards Card* | Earn 2% cash rewards* on everyday purchases. | Earn 1.5% cash rewards* on everyday purchases. |
*You can earn 1.5% cash rewards on purchases. You can earn 2% cash rewards on purchases if you maintain a PSECU checking account and qualifying monthly direct deposit(s) of at least $500. Some exclusions may apply. See the Visa® Founder's Card and Visa® Alumni Rewards Card Rewards Program Terms and Conditions for full details.
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Benefits
Direct deposit is a simple way to get more from your PSECU membership, including checking perks, ATM rebates, and higher rewards opportunities.
How to Qualify:
To qualify, you must set up and receive recurring qualifying payroll direct deposits each totaling $500 or more per calendar month for two (2) consecutive calendar months by [DATE]. Direct deposits must go into a PSECU checking account. Requirements must be completed within 100 days of receiving this offer.
Your $100 bonus will be deposited to your Regular savings share on the next business day after requirements are met.
Get Started in Digital Banking
-
How to Set Up Direct Deposit
It’s easy, secure, and you don’t have to worry about paperwork. Plus, getting your digital banking set up is at no cost to you!
- Log into digital banking (or sign up if you don’t have digital banking yet).
- Go to the menu in the top left corner and click Account.
- Select Direct Deposit and follow the prompts to start your set up with Pinwheel.
Here’s what you’ll need:
- Employer’s name
- Login information from payroll provider
- A few minutes.
In Pinwheel, select your employer from the database. Log in securely with your payroll account credentials. Confirm your details and choose where your money should go (Remember: you’ll want to choose your checking account here to qualify for bonus cash).
Direct deposit typically becomes effective within one to two pay cycles, depending on your employer’s processing time.
It’s important to note that your information is protected throughout the process, ensuring that your direct deposit is set up both securely and privately.
Get Started in Digital Banking Enroll in Digital Banking
-
Get More From Your Membership
Adding direct deposits to your account opens the door to higher rewards:
How Much Can You Earn?
Member Rewards with Direct Deposit Member Rewards without Direct Deposit ATM Rebates Get up to $20 per month on withdrawal fees if you use a PSECU debit card at an out-of-network ATM and get charged. Get up to $8 per month on withdrawal fees. Founder’s Rewards Card* Earn 2% cash rewards* on everyday purchases. Earn 1.5% cash rewards* on everyday purchases. Member Rewards with Direct DepositGet up to $20 per month on withdrawal fees if you use a PSECU debit card at an out-of-network ATM and get charged.Earn 2% cash rewards* on everyday purchases.Member Rewards without Direct DepositGet up to $8 per month on withdrawal fees.Earn 1.5% cash rewards* on everyday purchases.*You can earn 1.5% cash rewards on purchases. You can earn 2% cash rewards on purchases if you maintain a PSECU checking account and qualifying monthly direct deposit(s) of at least $500. Some exclusions may apply. See the Visa® Founder's Card and Visa® Alumni Rewards Card Rewards Program Terms and Conditions for full details.
Your Alerts, Your Way
You asked for more control over digital banking alerts - and now you have it.
You can now choose which alerts you receive and apply them to specific accounts, cards, shares, or loans. Expanded alert options make it easier to stay on top of card activity, transfers, balances, and more.
Get the notifications that matter most to you without receiving alerts you don't need.
How to Update Alerts
- Log into digital banking and go to Manage Alerts from the menu.
- Choose an alert category, alert type, and the account you'd like to review.
- Make your changes and select Update in the mobile app or Confirm on desktop.
Some security alerts that are required to help protect your account may have limited customization options.
Auto Loan Payoff Info
Getting your auto loan payoff information is now faster and easier in digital banking.
You can view 10-day, 15-day, or 20-day payoff quotes, including per diem interest. Primary owners can also request and download a payoff letter anytime. Co-borrowers can instantly access the payoff quote.
No phone calls. No waiting. Just quick access when you need payoff information.
How to Request a Payoff Letter
- Log into digital banking and select the auto loan you would like to review.
- Select Payoff Letter, then payoff range: 10-day, 15-day, or 20-day payoff.
- Choose Request Letter in online banking or Request in the mobile app.

How to Find It
- Log into digital banking and select Loans in the menu.
- Choose one of the following:
- Apply for Loan - To start a new application
- Resume Application - To continue where you left off
- Application Status - To check a submitted application
Add Extra Security at Every Login
You can now choose to require a one-time passcode every time you log in with Multi-Factor Authentication (MFA).
This new feature is part of our ongoing commitment to protect account security. While our existing security tools help protect your account in the background, this optional feature gives you greater control and an added layer of protection when accessing digital banking.
How MFA Works
- Enter your username and password.
- Receive a one-time passcode by text, call, or email*.
- Enter the code to verify it’s really you.
- Securely access your digital banking.
How to Turn MFA On or Off
- In digital banking, select Profile in the menu.
- Choose Username & Password to go to login preferences.
- Toggle "Require a verification code every time you log in" on or off.
*This code should not be shared with anyone and entered directly into digital banking.
More Control.
More Convenience.
More Confidence.
These updates are designed to make digital banking easier, faster, and more personal - giving you more control over alerts, loans, and account security.