Your CArd, Your Bonus

Earn a $75* Cash Bonus!

Whether you’re gearing up for holiday shopping, getting your home ready for winter, or wanting to make the most of everyday purchases, we’re here with an offer you can’t resist!

You’ll get the perks of our Classic Card, plus extra cash to spend however you’d like. Sound too good to be true? It’s not. Here’s how it works:

Earn a $75 cash bonus when you open a Classic Card and spend $750 in the first 60 days of opening the card. That equals a 10% bonus!

Sign up to learn more about our Classic Card and how to take advantage of our cash bonus offer.

Classic Card Benefits

  • Competitive interest rate on purchase: 12.90% APR1
    (Significantly lower than the industry average of 20.93%2 APR)
  • No annual fee
  • Credit limits up to $30,000, if qualified
  • Digital wallet-ready
  • Easy automatic bill pay options
  • Easily set up account alerts
  • Automated card fraud alerts
Contactless Classic Card
Visa Classic Purchase 12.90% APR
Fixed or Variable Variable
Annual Fee $0
Balance Transfer Fee $0
Cash Advance Fee $0
Late Fee Up to $20
Foreign Transaction Fee $0

*$75 Your Card, Your Bonus Terms and Conditions
From 10/1/2023 to 12/31/2023, PSECU is running a bonus incentive for new PSECU Visa® Classic Cards/Visa® Alumni Classic Cards (“Classic Card”) opened. To receive $75, member must apply and be approved for a new Classic Card with a promotional code and make $750 in eligible purchases within 60 days of opening card. Transactions that are not eligible for this bonus offer include, but are not limited to, the following: cash advances, account transfers, unauthorized purchases/fraudulent transactions, account fees, fee reversals, merchant returns, credit adjustments, Visa balance transfers, overdraft transfers, quasi-cash, and any other cash equivalent transactions. PSECU will deposit the $75.00 cash bonus into the Regular share within 45 days after the requirements are satisfied. Promotion open to U.S. residents who are 18 years of age or older at the time the card is opened. Limit one (1) $75 Your Card, Your Bonus per primary member account used to open a new PSECU Classic Card. Members who have opened and/or closed a Classic Card within the past 90 days are not eligible to participate in this bonus offer. Members who open accounts and/or cards by fraudulent, suspicious, or illegal means, including but not limited to providing PSECU with fraudulent or fabricated information, are not eligible to participate in this bonus offer. PSECU may adjust the deposited bonus or remove the deposited bonus at any time if PSECU suspects accounts and/or cards were opened by fraudulent, suspicious, or illegal means, including but not limited to providing PSECU with fraudulent or fabricated information.

If Participant is not a PSECU member, Participant must join PSECU and comply with all cash bonus offer requirements to be eligible. $5 is required to open and maintain a Regular share account. This $5 share deposit is also required to be eligible to receive the $75, and the member must be in good standing as defined by PSECU’s Bylaws Article II, Section 1. A $5 minimum share purchase will be made on behalf of the new member by PSECU. If the member account is closed within the first year of membership, the initial $5 share will be retained by PSECU. The Annual Percentage Yield on PSECU’s Regular share account is 0.50%. This variable rate is current as of 7.10.23 and may change. Withdrawals and fees reduce earnings on the account.

The recipient of the bonus ($75) is solely responsible for payment of applicable taxes on that amount. If you have any questions, please seek the advice of a qualified tax professional. All decisions of PSECU regarding this promotion are final. PSECU may terminate or change the terms and conditions of this promotion without notice. Subject to all applicable federal, state, and local laws and regulations. See for complete terms and conditions.

1APR denotes Annual Percentage Rate.

2Rate as of 8.2.2023 from