Get a $2001 Cash Bonus Now

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Earn a $200 Cash Bonus

Whether you’re gearing up for holiday shopping, getting your home ready for winter, or wanting to make the most of everyday purchases, we’re here with an offer you can’t resist!

You’ll get the perks of our Classic Card, plus extra cash to spend however you’d like. Sounds too good to be true? It’s not. Here’s how it works:

  • Open a PSECU Classic Card by December 31, 2024.
  • Spend $1,000 in your first 90 days, and we’ll give you a $200 cash bonus when you meet promo requirements. That equals a 20% cash bonus!
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Classic Card Benefits

12.90% APR2 on all purchases – less than half the national average3
No annual fee2 or foreign transaction fees
Digital wallet ready
Credit limits up to $30,000, if qualified
Automatic bill pay options
Low-rate balance transfers with $0 PSECU balance transfer fee
Access funds through nearly 85,000+ ATMs in our network with no cash advance fees
Classic Card Benefits

Don't Pass Up a $2001 Cash Bonus!

You can earn a cash bonus when you meet promo requirements and enjoy the everyday perks of our Classic Card, like 12.90% APR2.

Sign up with your email and we'll send you info on our Classic Card plus our top tips for earning your cash bonus.

$200 Classic Card Cash Bonus Offer (Terms and Conditions Updated 12.1.24)
1From 10/1/2024 to 12/31/2024, PSECU is running a bonus incentive for new PSECU Visa® Classic Cards/Visa® Alumni Classic Cards (“Classic Card”) opened. To receive $200, member must apply and be approved for a new Classic Card through go.psecu.com/classiccardpromo and make $1,000 in eligible purchases that post to the credit card account within 90 days of opening the card. Transactions that are not eligible for this bonus offer include, but are not limited to, the following: cash advances, account transfers, unauthorized purchases/fraudulent transactions, account fees, fee reversals, merchant returns, credit adjustments, Visa balance transfers, overdraft transfers, quasi-cash, and any other cash equivalent transactions.

PSECU will deposit the $200.00 cash bonus into the Regular share within 45 days after the requirements are satisfied. Promotion open to U.S. residents who are 18 years of age or older at the time the card is opened. Limit one (1) $200 Your Card, Your Bonus per primary member account used to open a new PSECU Classic Card. You are not eligible to participate in this bonus offer if you currently have a Classic Card or have closed a Classic Card within 90 days of your participation of this bonus offer. If PSECU, in its sole discretion, determines members opened accounts and/or cards by fraudulent, suspicious, or illegal means, including but not limited to providing PSECU with fraudulent or fabricated information, are not eligible to participate in this bonus offer. PSECU may adjust the deposited bonus or remove the deposited bonus at any time if PSECU, in its sole discretion, determines accounts and/or cards were opened by fraudulent, suspicious, or illegal means, including but not limited to providing PSECU with fraudulent or fabricated information. PSECU is not responsible for delays caused by force majeure, acts of God, or third parties in the processing of eligible purchases.

If Participant is not a PSECU member, Participant must join PSECU and comply with all cash bonus offer requirements to be eligible. $5 is required to open and maintain a Regular share account. This $5 share deposit is also required to be eligible to receive the $200, and the member must be in good standing as defined by PSECU’s Bylaws Article II, Section 1. The Annual Percentage Yield on PSECU's Regular savings share account is 0.25%. This variable rate is current as of 12.1.2024 and may change. Withdrawals and fees reduce earnings on the account.

The recipient of the bonus ($200) is solely responsible for payment of applicable taxes on that amount. If you have any questions, please seek the advice of a qualified tax professional. All decisions of PSECU regarding this promotion are final. PSECU may terminate or change the terms and conditions of this promotion without notice. The decision to award a portion or total bonus is solely within PSECU’s discretion and all decisions made by PSECU shall be final. Subject to all applicable federal, state, and local laws and regulations. See go.psecu.com/classiccardpromo for complete terms and conditions.

2APR denotes Annual Percentage Rate. Rates, terms, and conditions are subject to change. Please see Classic Card Account Opening Disclosure and Classic Credit Card Agreement and Disclosure for full terms and conditions.

3Visit lendingtree.com/credit-cards/average-credit-card-interest-rate-in-america to see today’s latest rates.