PSECU Perks You Don't Want To Miss

¹Mortgage Origination Fee Discount Offer Terms and Conditions
From 5/1/2025 to 7/31/2025, PSECU is running an origination fee discount offer of $500 for first-time homebuyers. A first-time homebuyer is defined as someone who is buying a principal residence for the first time, or who has not owned a home in the last three years. To receive $500 off the origination fee, the applicant must apply for a new mortgage loan with PSECU between 5/1/2025 and 7/31/2025 and select that they are a first-time homebuyer within the loan application, close the mortgage loan with PSECU anytime thereafter on the primary residence, and satisfy each of the requirements listed below. Promotion open to U.S. Residents who are 18 years of age or older at the time of applying for a mortgage loan for a property located within Pennsylvania. Limit one (1) origination fee discount offer per mortgage loan. The decision to award the discount is solely within PSECU’s discretion, and all decisions made by PSECU shall be final. PSECU may terminate or change the terms and conditions of this promotion without notice. Subject to all applicable federal, state, and local laws and regulations. Applicant must provide all required documentation to complete loan application and must be a PSECU member or become a PSECU member. Approval for mortgage loan is subject to PSECU underwriting criteria.

²Teen Promo Terms and Conditions
From 4/1/25 to 12/31/25, PSECU is running a teen account promotion. To receive $100, new members, age 13 through 17 must sign up with a teen account with promotional code TEEN via the online application through psecu.com/youth and satisfy each of the requirements listed below. Paper applications are not eligible for this promotion. “Teen account” is defined as an account where the primary owner of the account is the teen and the adult is a joint owner on the teen account. The teen’s information will need to be within the Primary Applicant fields and the adult’s information will need to be within the Joint Applicant’s fields within the Youth Savings Share application. After the first 60 days from establishing membership, your status to receive the bonus will be assessed and processed, which can take up to 30 days. This means, if all requirements are met, you can expect your bonus to be deposited into your Regular savings share within 105 days from establishing membership. Promotion open to U.S. Residents who are between the ages of 13 - 17 (Minor) at the time membership for the Minor and a Joint Owner is established by a Joint Owner who is at least 18 year of age on behalf of the minor. Limit one (1) new teen account promotion $100 per tax identification number used to open a new PSECU account. Joint owners listed on accounts are not eligible to be rewarded for this bonus. You will not be eligible for the $100 Teen promotion if the minor is a current PSECU member, has closed an account within the past 12 months, or has received any new member incentive bonus within the past 12 months. Members who open accounts and/or loans by fraudulent, suspicious, or illegal means, including but not limited to providing PSECU with fraudulent or fabricated information, are not eligible to participate in this promotional offer. PSECU may adjust the deposited bonus or remove the deposited bonus at any time if PSECU suspects accounts and/or loans were opened by fraudulent, suspicious, or illegal means, including but not limited to providing PSECU with fraudulent or fabricated information. $5 is required in the Youth Savings share to open and maintain a Teen Banking account. This $5 Youth Savings share deposit is also required to be eligible to receive the bonus, and the member must be in good standing as defined by PSECU's Bylaws Article II, Section 1 to receive the bonus. A $5 minimum share purchase will be made on behalf of the new member by PSECU. If the member account is closed within the first year of membership, the initial $5 share will be retained by PSECU. The Annual Percentage Yield on PSECU's Youth Savings is 4.00% on balances of $0.01 to $500.00 and 0.25% on balances of $501.00 and greater. This variable rate is current as of 12/1/24 and may change. Withdrawals and fees may reduce earnings on the account. The recipient of the promotion ($100) is solely responsible for payment of applicable taxes on that amount. If you have any questions, please seek the advice of a qualified tax professional. The decisions to award a portion or total bonus is solely within PSECU’s discretion, and all decisions made by PSECU shall be final. PSECU may terminate or change the terms and conditions of this promotion without notice. Subject to all applicable federal, state, and local laws and regulations. See psecu.com/youth to learn more.

$100 Teen Promotion (must be completed within 60 days of establishing membership)
Within 60 days of establishing membership, you must sign up with promotional code TEEN, be approved for a checking account with debit card, sign up and log in to digital banking (online or mobile) and set up and make 5 qualifying transactions. All transactions must be posted to the account by the 60th day in order to qualify. Pending transactions will not count towards a qualifying transaction. PSECU is not responsible for delays caused by force majeure, act of God, or third parties in the processing of any transaction.

Qualifying transactions are defined as transfers, debit card purchases, and deposits. Each transaction must be a minimum of $5. Transfers can be made through external accounts and person to person (P2P). Debit card purchases are purchases made with a PSECU debit card. Deposits are money and checks deposited into the new checking or savings account by mobile deposit, ATM deposit, direct deposit, or cash deposit made at participating PSECU locations.

Transactions that are not eligible for the Teen Promotion include, but are not limited to, the following: unauthorized purchases/fraudulent transactions, purchase of Travelers Cheques, account fees, fee reversals, dividends posted by PSECU, overdraft transfers, merchant returns, credit adjustments, government-owned lotteries, betting, lottery tickets, casino gambling.