PSECU Perks You Don't Want To Miss
The 2026 PSECU Scholarship application is now open! If college is on the horizon for your graduating high school senior, we’re giving six standout students scholarships worth up to $8,000 each. Deadline is February 28, 2026.
The best recommendations come from the people you trust. Your friends feel the same way.
If you love being part of a credit union that meets you where you are, or you’ve had a great experience with PSECU, why not share it? When your friend becomes a member, you’ll get $100 as a thank you. Refer and earn up to $500 just for bringing your friends to the same place you bank.
When life calls, we’ll help you answer. Our personal loans are affordable, fast, accessible, and personalized. With flexible monthly terms and loan amounts, we help you get the money you need, tailored to fit your budget.
Tax season made easier! As a PSECU member, you can enjoy exclusive discounts on tax preparation services from Intuit TurboTax® and H&R Block®.
Tell the world why PSECU hits differently. Your story could help someone else start theirs.
Nominate PSECU as Best Credit Union.
Refer Your Friends + Earn $100
1Only current PSECU members with general membership or tentative trust accounts who are 18 years of age or older and in good standing as defined in the PSECU Bylaws are eligible to participate. Joint owners are not eligible to participate. Referrers must visit refer.psecu.com and follow the on-screen instructions to refer friends, family members or colleagues (“Friends”). Referrers will be provided with a Personal Link that allows the Referrer to refer Friends for PSECU membership. Referrers and Friends who open accounts and/or loans by fraudulent, suspicious, or illegal means, including but not limited to providing PSECU with fraudulent or fabricated information, are not eligible to participate. Referrers are not permitted to share their Personal Link via YouTube or Reddit. Any Friend that comes into the referral system through YouTube or Reddit will not be a valid, eligible referral under this Program. A referral for a Friend coming through YouTube or Reddit will be declined and the Referrer will not receive the referral bonus for that Friend referral. If PSECU discovers that a Referrer posted the Personal Link on YouTube or Reddit, that Referrer is ineligible to participate in this Program. Referrers are limited to sharing their Personal Link up to 25 times within a 7-day period. There is an overall referral bonus cap of $500 paid out per member per year regardless of the referral program(s) or referral bonus offer(s) participated in by a PSECU member in a calendar year. Under this referral boost bonus offer, the referring member will receive $100 deposited into their Regular share up to the overall referral bonus cap of $500. A valid referral requires that a Friend must:
- Meet PSECU’s membership requirements and be at least 18 years of age at the time the PSECU general member application is completed,
- Complete the PSECU application for a general membership account by accessing it through the referring member’s Personal Link and follow the on-screen instructions; and
- Be approved for PSECU membership.
This referral program is subject to change without notice and may end at any time. Click here for complete terms and conditions.
Click here for complete terms and conditions.
Personal Loan Rates as Low as 8.99% APR
2Rates “as low as” 8.99% APR assumes excellent creditworthiness; your rate may differ from the rate(s) shown here. Rate and loan amount subject to credit approval. Minimum APR is 8.99%. Maximum APR is 17.99%. Unsecured loan amounts available from $1,000 to $20,000. Minimum term is 3 months. Maximum term is 84 months. Monthly payment examples can be found in the Monthly Payment column in the Current Rates table. Your payment may be different from the examples shown. Rates, terms, payments amount, and loan amount are subject to change.