The 2026 PSECU Scholarship application is now open! If college is on the horizon for your graduating high school senior, we’re giving six standout students scholarships worth up to $8,000 each. Deadline is February 28, 2026.
Medicare decisions don’t have to be confusing. MedicareCU1, a third-party insurance agency that PSECU has contracted with, provides concierge-level service to you. A MedicareCU insurance broker can walk you through your options and help you find a plan that fits your needs - at no cost to you! Open enrollment is going on now!
Tired of high interest rates? Transfer your balances to our Classic Card and enjoy a low 2.9% APR2 for the promotional period - making it easier to pay down debt faster.
Why pay more than you need? Refinance with PSECU and get rates as low as 4.94%3! Enjoy flexible terms, great service, and keep more money in your pocket.
Tell the world why PSECU hits differently. Your story could help someone else start theirs.
Medicare Made Simple
1Not all products and coverages are available in every state. Restrictions, exclusion, limits, and conditions may apply. Pennsylvania State Employees Credit Union (PSECU) has contracted with MedicareCU to offer Medicare education, enrollment assistance services, and insurance to PSECU members. PSECU does not warrant, guarantee, or insure any service or product offered by MedicareCU or its independent insurance agents/brokers. Insurance products are offered by MedicareCU and/or its independent insurance agents/brokers, which are separate entities from and not affiliates of PSECU. MedicareCU and its services are not affiliated with or endorsed by any government agency including, but not limited to, Medicare, the Centers for Medicare & Medicaid Services (CMS), the Department of Health and Human Services (DHHS). The policies offered by MedicareCU are not endorsed by the U.S. Government of the Federal Medicare program. Renewal premiums may increase periodically depending upon your age. PSECU members may also enroll in the plan through the CMS Medicare Online Enrollment Center located at medicare.gov. There is no additional cost or obligation to move forward after the initial consultation with MedicareCU. Medicare has neither reviewed nor endorsed this information. For a complete listing of plans in your area please contact 1-800-MEDICARE or consult medicare.gov (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult medicare.gov.
Conquer Your Debt
2Promotional Visa Balance Transfer Rate Offer - PSECU is offering a promotional rate of 2.90% APR on all Visa balance transfers that post to your account on October 1, 2025 through December 31, 2025 (“promotional period”). Any Visa balance transfers that post to your account after December 31, 2025, are not eligible for this promotional rate offer. The promotional rate will continue to apply to Visa balance transfers made during the promotional period until March 31, 2027. Thereafter, any remaining unpaid portion of your original balance transfer(s) made during the promotional period will be subject to the current APR for balance transfers, which is 12.90% APR as of 10/01/2025 and is subject to change at any time. APR denotes Annual Percentage Rate. Visa balance transfers are limited to the available credit of your Visa credit limit. PSECU Visa Business Cards are not eligible for this promotional rate offer. Payments will be applied as stated in your Visa® Classic, Visa® Alumni Classic, and Secured Visa® Consumer Credit Card Agreement and Disclosure. A minimum of $250 must be requested for balance transfers through digital banking. The 2.90% APR promotional offer cannot be used to pay off any PSECU loan or be made payable to cash, yourself, any joint owner(s), or co-maker(s). Balance transfers access credit under the terms of your Visa® account as stated in the Visa® Classic, Visa® Alumni Classic, and Secured Visa® Consumer Credit Card Agreement and Disclosure.
Lower Your Car Payment
3Rates "as low as" 4.94% APR assumes excellent creditworthiness and a front-end loan to value at or below 90%; your rate may increase from the rate(s) shown here based upon model year of the vehicle, loan-to-value, and loan term. Rate and loan amount subject to credit approval. Minimum APR is 4.94%. Maximum APR is 10.39%. If you change your payment method to coupon at any time, your interest rate will increase by .25% Annual Percentage Rate (APR). PSECU offers financing ranging from 100% to 125% of the vehicle’s front-end loan to value, based on the vehicle loan financing type, loan amount, and the applicant’s creditworthiness. If the front-end loan to value is over 90%, your rate will increase. Value of the vehicle to be determined prior to final loan amount. The Manufacturer's Suggested Retail Price determines new vehicle values; Kelley Blue Book® or other authorized guides determine used vehicle values. Minimum value is $3,000. PSECU makes all final decisions regarding vehicle value. Kelley Blue Book® is a registered trademark of the Kelley Blue Book Co., Inc. Monthly payment examples can be found in the Monthly Payment column in the Current Rates table. Your payment may be different from the examples shown. Rates, terms, and information are subject to change at any time.