Earn $100* in 3 Easy Steps!
Earn $100 in bonus cash when you meet promo requirements.
Open a Student Account + Earn $100
If you're 18 years or older and attend a college or university identified by PSECU, you're eligible to earn $100 if you meet promo requirements within 60 days of establishing membership.
Just follow these steps:
Become a PSECU member using promo code STUDENT and add a free checking account with a debit card.
Sign up and log into digital banking (online or mobile).
Complete a minimum of 20 Eligible Debit Card Purchases with your physical card or digital wallet – that’s only 2-3 purchases a week! Eligible Debit Card Purchases are defined as individual purchases of at least $10 for a minimum overall purchase total of at least $200.
After meeting promo requirements, your payout will be added to your account within 45 days of completion.
PSECU Perks that Hit Different
$0 Monthly Fees
Free checking with no minimum balance.
Anytime, Anywhere Access
Easily manage your money from our network of 85,000+ surcharge-free ATMs worldwide.
No Overdraft Fees
Use our No-fee Overdraft Protection Transfer Service (OPTS) for when you accidentally spend more than what’s in your checking account.
Send Funds
Easily send money with Zelle®, external transfers, and other money management services.
Digital Banking Tools
Our online banking and mobile app meet your banking needs, where you are, whenever you need them.
What does it mean to be a member or join a credit union?
Credit unions are not-for-profit financial cooperatives. Credit unions are similar to banks in that they offer valuable financial products and services like checking and savings accounts, credit cards, and loans. Plus, they both operate under similar regulations. Where they differ is their customer model.
A bank has customers and stockholders whereas credit unions have members. Credit union members are also part owners. They receive benefits from surplus earnings in the form of lower fees, better customer service, and competitive interest rates, for example.
When we say, “join PSECU,” or, “be a member,” we’re saying, “join a cooperative of more than 590,000 members where you can manage your finances with an institution that is focused on you and your unique financial needs.” As a PSECU member you’ll get the best of our 90 years of history, and our award-winning banking products and services.
In order to join PSECU you’ll fill out a short application. Once you’re approved, you’re well on your way to earning our bonus cash offer!
*Student $100 Bonus Terms and Conditions (Terms and Conditions Updated 12.1.24)
From 3.1.24 to 12.31.25, PSECU is running a new student member incentive bonus. To receive $100, new members (age 18 or older) must join under our student eligibility and attend a college or university identified by PSECU below, must sign up with promotional code STUDENT, and satisfy each of the requirements listed below. Must apply for membership on or before 12.31.2025. PSECU will deposit the member incentive bonus into the member’s Regular share within 45 days after the requirements are satisfied. Promotion is open to U.S. Residents who are 18 years of age or older at the time the account is opened. Limit one (1) new member Student $100 bonus per tax identification number used to open a new PSECU account. Joint owners listed on accounts are not eligible to be rewarded for this bonus unless they open their own account. You will not be eligible for the Student $100 bonus if you are a current PSECU member, have closed an account within the past 12 months, or have received any new member incentive bonus within the past 12 months. Members who open accounts and/or loans by fraudulent, suspicious, or illegal means, including but not limited to providing PSECU with fraudulent or fabricated information, are not eligible to participate in this bonus offer. PSECU may adjust the deposited bonus or remove the deposited bonus at any time if PSECU suspects accounts and/or loans were opened by fraudulent, suspicious, or illegal means, including but not limited to providing PSECU with fraudulent or fabricated information. $5 is required to open and maintain a Regular share account. This $5 share deposit is also required to be eligible to receive the bonus, and the member must be in good standing as defined by PSECU's Bylaws Article II, Section 1. A $5 minimum share purchase will be made on behalf of the new member by PSECU. If the member account is closed within the first year of membership, the initial $5 share will be retained by PSECU. The Annual Percentage Yield on PSECU's Regular savings share account is 0.25%. This variable rate is current as of 12.1.2024 and may change. Withdrawals and fees may reduce earnings on the account. The recipient of the bonus ($100) is solely responsible for payment of applicable taxes on that amount. If you have any questions, please seek the advice of a qualified tax professional. All decisions of PSECU regarding this promotion are final. PSECU may terminate or change the terms and conditions of this promotion without notice. This promotion is subject to all applicable federal, state, and local laws and regulations.
Student $100 (must be completed within the first 60 days of establishing membership) Within 60 days of establishing membership, you must be approved for at least one savings and one checking account with a debit card; sign up for and log into digital banking (online or mobile); and complete a minimum of 20 Eligible Debit Card Purchases. Eligible Debit Card Purchases are defined as individual purchases of at least $10 for a minimum overall purchase total of at least $200.
Transactions that are not eligible for this offer include, but are not limited to, the following: ATM transactions, checks clearing your account, account deposits, account transfers, ACH transactions, unauthorized purchases/fraudulent transactions, purchase of Travelers Cheques, gift cards, quasi-cash and any other cash equivalent transactions, account fees, fee reversals, dividends posted by PSECU, overdraft transfers, merchant returns, and credit adjustments.
Colleges/Universities Identified by PSECU: All PASSHE Schools, Central Penn College, Chestnut Hill College, Community College of Philadelphia, Elizabethtown College, HACC, Lehigh University, Northampton Community College, PA College of Health Sciences, RACC, Susquehanna University, Thaddeus Stevens College of Technology and Wilson College.
This promotion is in no way sponsored, endorsed, administered by or associated with Early Warning Services, LLC or Zelle®
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.