With members-only perks and excellent products and services, you can achieve more now and beyond graduation. Plus, you might be eligible to get our exclusive students-only offer: earn $100* in bonus cash when you join PSECU and meet promo requirements.
Banking That Hits Different
Hit play on your ultimate financial playlist.
When you open an account with PSECU, there’s no need to worry about closing it after you graduate. Your student account is your account for life.
And as a PSECU member, you’ll have access to great banking products and services and members-only perks that will help you achieve your financial goals.
$0 Monthly Fees
Anytime, Anywhere Access
No Overdraft Fees
Transfer Funds
Spend + Earn Cash Rewards
Digital Banking Tools
Open a Student Account + Earn $100
Better banking and an extra $100 for your pocket? That’s lit.
If you’re 18 years or older and attend a college or university identified below with PSECU, you’re eligible to earn $100 when you join and meet promo requirements.
Here’s the jam:
Complete a minimum of 20 eligible debit card purchases. Eligible debit card purchases are defined as individual purchases of at least $10 for a minimum overall purchase total of at least $200. See full terms and conditions for details.
Don’t forget! You’ll be earning debit card rewards on your eligible purchases. That's a "W" in our book.
Boom! That’s it.
After meeting promo requirements, we’ll drop your $100 payout into your Regular savings share within 45 days of completion.
Hit Play on Your Financial Playlist
Earn $100* in bonus cash when you join PSECU and meet promo requirements.
*Student $100 Bonus Terms and Conditions
From 3.1.24 to 12.31.24, PSECU is running a new student member incentive bonus. To receive $100, new members (age 18 or older) must join under our student eligibility and attend a college or university identified by PSECU below, must sign up with promotional code STUDENT, and satisfy each of the requirements listed below. Must apply for membership on or before 12.31.2024. PSECU will deposit the member incentive bonus into the member’s Regular share within 45 days after the requirements are satisfied. Promotion is open to U.S. Residents who are 18 years of age or older at the time the account is opened. Limit one (1) new member Student $100 bonus per tax identification number used to open a new PSECU account. Joint owners listed on accounts are not eligible to be rewarded for this bonus unless they open their own account. You will not be eligible for the Student $100 bonus if you are a current PSECU member, have closed an account within the past 12 months, or have received any new member incentive bonus within the past 12 months. Members who open accounts and/or loans by fraudulent, suspicious, or illegal means, including but not limited to providing PSECU with fraudulent or fabricated information, are not eligible to participate in this bonus offer. PSECU may adjust the deposited bonus or remove the deposited bonus at any time if PSECU suspects accounts and/or loans were opened by fraudulent, suspicious, or illegal means, including but not limited to providing PSECU with fraudulent or fabricated information. $5 is required to open and maintain a Regular share account. This $5 share deposit is also required to be eligible to receive the bonus, and the member must be in good standing as defined by PSECU's Bylaws Article II, Section 1. A $5 minimum share purchase will be made on behalf of the new member by PSECU. If the member account is closed within the first year of membership, the initial $5 share will be retained by PSECU. The Annual Percentage Yield on PSECU's Regular share account is 0.50%. This variable rate is current as of 12.1.23 and may change. Withdrawals and fees may reduce earnings on the account. The recipient of the bonus ($100) is solely responsible for payment of applicable taxes on that amount. If you have any questions, please seek the advice of a qualified tax professional. All decisions of PSECU regarding this promotion are final. PSECU may terminate or change the terms and conditions of this promotion without notice. This promotion is subject to all applicable federal, state, and local laws and regulations.
Student $100 (must be completed within the first 60 days of establishing membership)
Within 60 days of establishing membership, you must be approved for savings and checking accounts, add a debit card, and sign up for and log into digital banking (online or mobile).
You must complete a minimum of 20 Eligible Debit Card Purchases. Eligible Debit Card Purchases are defined as individual purchases of at least $10 for a minimum overall purchase total of at least $200.
Transactions that are not eligible for this offer include, but are not limited to, the following: ATM transactions, checks clearing your account, account deposits, account transfers, ACH transactions, unauthorized purchases/fraudulent transactions, purchase of Travelers Cheques, gift cards, quasi-cash and any other cash equivalent transactions, account fees, fee reversals, dividends posted by PSECU, overdraft transfers, merchant returns, and credit adjustments.
Colleges/Universities Identified by PSECU: All PASSHE Schools, Central Penn College, Chestnut Hill College, Community College of Philadelphia, Elizabethtown College, HACC, Lehigh University, Northampton Community College, PA College of Health Sciences, RACC, Susquehanna University, Thaddeus Stevens College of Technology and Wilson College.
1If you use a PSECU debit card at an out-of-network ATM and get charged, we’ll rebate fees on withdrawals up to $20 per month with direct deposit and up to $8 per month without.
2You can earn $0.10 cash rewards on eligible purchases of $10 or over with a PSECU checking account and one or more qualifying monthly direct deposit(s) totaling at least $500. You can earn $0.05 cash rewards on eligible purchases of $10 or over for accounts with a PSECU checking account. Certain restrictions may apply. See the Visa® Debit Card Rewards Program Terms and Conditions for full details.